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I would ask you to take a moment of silence for the people who died on September 11, 2001 All Names came from AmericanMemorials.com THANK YOU! firefighters Firefighters: Joseph Agnello Lt. Brian Ahearn, New York, NY Eric Allen, Squad 18 Richard Allen Calixto Anaya Joseph Angelini, 63, Lindenhurst, NY Joseph Angello Faustino Apostol David Arce Louis Arena, Ladder 5, 32, New York, NY Carl Asaro Lt. Gregg Atlas, New York, NY Gerald Atwood Gerard Baptiste Gerard Barbara Matthew Barnes Arthur Barry Lt. Steven J. Bates, 42, Glendale, NY Carl Bedigian Stephen Belson John Bergin Paul Beyer Peter Bielfeld Brian Bilcher Carl Bini Christopher Blackwell Michael Bocchino Frank Bonomo Gary Box Michael Boyle Kevin Bracken Michael Brennan Peter Brennan, 30, Ronkonkoma, NY Captain Daniel Brethel, Ladder 24, 43, Farmingdale, NY Captain Patrick Brown Andrew Brunn, 28, Ladder 5 Captain Vincent Brunton Ronald Bucca Greg Buck Captain William Burke Donald Burns John Burnside Thomas Butler Patrick Byrne George Cain Salvatore Calabro Captain Frank Callahan, New York, NY Michael Cammarata, 22, Huguenot, NY Brian Cannizzaro Dennis Carey Michael Carlo Michael Carroll Peter Carroll, Squad 1 Thomas Casoria Michael Cawley Vernon Cherry Nicholas Chiofalo John Chipura Michael Clarke Steven Coakley Tarel Coleman John Collins, 42, New York, NY Robert Cordice Ruben Correa, New York, NY James Coyle Robert Crawford Dennis Cross, 60, Islip Terrace, NY Thomas P. Cullen, 31, New York, NY Robert Curatolo, Ladder 16, 31, New York, NY Lt. Edward Datri Michael Dauria Scott Davidson Edward Day Thomas Deangelis, Battalion Commander Manuel Delvalle Martin Demeo David Derubbio Lt. Andrew Desperito, 30, Patchogue, NY, Engine 1 Dennis Delvin, Battalion Commander, 51, Washingtonville, NY Gerard Dewan George Dipasquale Lt. Kevin Donnelly Lt. Kevin Dowdell Ray Downey, Chief of Special Operations Command Gerard Duffy Captain Martin Egan, Jr., Division 15 Michael Elferis Francis Esposito Lt. Michael Esposito Robert Evans John Fanning, Battalion Commander Capt. Thomas Farino Terrence Farrell Capt. Joseph Farrelly William Feehan, First Deputy Commissioner of Fire Department Lee Fehling Alan Feinberg, 48, Marlboro, NJ Michael Fiore Lt. John Fischer Andre Fletcher John Florio Lt. Michael Fodor David Fontana Robert Foti Andrew Fredericks Lt. Peter Freund Thomas Gambino Peter J. Ganci, Jr., Fire Department Chief Lt. Charles Garbarini Thomas Gardner Matthew Garvey Bruce Gary Gary Geidel Edward Geraghty Denis Germain, 33, Tuxedo Park, NY Lt. Vincent Giammona, 40, Valley Stream, NY James Giberson, 43, Huguenot, NY Ronnie E. Gies, 43, Merrick, NY Paul Gill John Ginley Jeffrey Giordano John Giordano Keith Glascoe James Gray, 34, New York, NY Joseph Grzelak Jose Guadalupe Geoffrey E. Guja, 47, Lindenhurst, NY Lt. Joseph Gullickson, 37, New York, NY David Halderman, 40, New York, NY Lt. Vincent Halloran Robert Hamilton, 43, Washingtonville, NY Sean Hanley, Ladder 20, 35, New York, NY Thomas Hannafin, Ladder 5, 36, New York, NY Dana Hanno Daniel Harlin Lt. Harvey Harrell, 49, New York, NY Lt. Stephen Harrell, 48, New York, NY Captain Thomas Haskell, 37, Massapequa, NY Timothy S. Haskell, Squad 18, 34, Seaford, NY Terence S. Hatton, 41, New York, NY Michael H. Haub, 34, Roslyn Heights, NY Lt. Michael Healey, Patchogue, NY John Heffernan Ronnie Henderson Joseph P. Henry, 25, New York, NY William Henry, Rescue 1, 49, Springfield Gardens, NY Thomas Hetzel, 33, Elmont, NY Captain Brian Hickey, Bethpage, NY Lt. Timothy Higgins, 43, Farmingville, NY Jonathan Hohmann, 48, Annadale, NY Thomas P. Holohan, 36, Chester, NY Joseph Hunter, 32, New York, NY Captain Walter Hynes, Ladder 13, 46, Belle Harbor, NY Jonathan Ielpi William Johnston Andrew Jordan Karl Joseph Lt. Anthony Jovic Angel Juarbe Rev. Mychal Judge, New York Fire Department Chaplain Vincent Kane Charles L. Kasper, Battalion Commander Paul Keating Richard Kelly Thomas R. Kelly Thomas W. Kelly Thomas Kennedy Lt. Ronald Kerwin Michael Kiefer Robert King Scott Kopytko William Krukowski Kenneth Kumpel Thomas Kuveikis David Laforge William Lake Peter Langone Scott Larsen Lt. Joseph Leavey Daniel Libretti Carlos Lillo Robert Linnane Michael Lyons Patrick Lyons Joseph Maffeo William Mahoney Joseph E. Maloney, 46, Farmingville, NY Joseph Marchbanks, Battalion Commander Lt. Charles Margiotta Kenneth Marino, 40, Oceanside, NY John Marshall Lt. Peter Martin Lt. Paul Martini Joseph Mascali Keithroy Maynard Brian McAleese John McAvoy Thomas McCann Lt. William McGinn William J. McGovern, 49, Smithtown, NY Dennis P. McHugh Robert Mcmahon Robert McPadden Terence McShane Timothy McSweeney Martin McWilliams, 35, Engine 22 Raymond Meisenheimer Charles Mendez Steve Mercado Douglas Miller Henry Miller Robert Minara Thomas Mingione Lt. Paul Mitchell Capt. Louis Modafferi Lt. Dennis Mojica, Rescue 1 Manuel Mojica, Squad 18 Carl Molinaro, 32, New York, NY Michael Montesi, 39, Highland Mills, NY Capt. Thomas Moody John Moran, Battalion Commander Vincent Morello Christopher Mozzillo Richard Muldowney Michael Mullan Dennis Mulligan Lt. Raymond Murphy Lt. Robert Nagel John Napolitano Peter Nelson Gerard Nevins Lt. Daniel O Callaghan Lt. Thomas O Hagan Patrick O Keefe, 44, Oakdale, NY Capt. William O Keefe, 49 Kevin O Rourke, 44 Dennis O Berg Douglas Oelschlager Joseph Ogren Samuel Oitice Eric Olsen Jeffrey Olsen Steven Olson Michael Otten Jeffrey Palazzo Orio Palmer, Battalion Commander Frank Palombo Paul Pansini John Paolillo, Battalion Commander James Pappageorge Robert Parro Durrell Pearsall Lt. Glenn Perry Lt. Philip Petti Lt. Kevin Pfeifer Lt. Kenneth Phelan Christopher Pickford, 32, New York, NY Shawn Powell Vincent Princiotta Kevin Prior Battalion Commander Richard Prunty, Battalion 2 Lincoln Quappe Lt. Michael Quilty Ricardo Quinn, 40, New York, NY, Paramedic Leonard Ragaglia Michael Ragusa Edward Rall Adam Rand Donald Regan Lt. Robert Regan Christian Regenhard Kevin Reilly Lt. Vernon Richard James Riches Joseph Rivelli Michael Roberts Anthony Rodriguez Matthew Rogan Keith Roma, 27, New York, NY Nicholas Rossomando Paul Ruback Stephen Russell Lt. Michael Russo Matthew Ryan, Battalion Commander Thomas Sabella Christopher Santora John Santore, Ladder 5 Gregory Saucedo Dennis Scauso John Schardt Fred Scheffold, Battalion Commander Thomas Schoales Gregory Sikorsky Stephen Siller Stanley Smagala Kevin Smith Leon Smith Robert Spear Joseph Spor Lawrence Stack, Battalion Commander Captain Timothy Stackpole, 42 Gregory Stajk Jeffrey Stark Benjamin Suarez Daniel Suhr, 37, Neponsit, NY, Engine 216 Lt. Christopher Sullivan Brian Edward Sweeney, 29, Merrick, NY Sean Tallon Allan Tarasiewicz Paul Tegtmeier John Tierney John Tipping Hector Tirado Richard Vanhine Peter Vega Lawrence Veling John Vigiano Sergio Villanueva Lawrence Virgilio, Squad 18 Lt. Robert Wallace Jeffrey Walz Lt. Michael Warchola, Ladder 5 Capt. Patrick Waters Kenneth Watson Michael Weinberg, 30, Engine 1 David M. Weiss Timothy Welty Eugene Whelan Edward White Mark Whitford Lt. Glenn Wilkinson, Engine 238 Battalion Chief John Williamson, Battalion 6 Capt. David Wooley Raymond York, 45, Engine 285 Police Sergeant John Coughlin Sergeant Michael Curtin Sergeant Rodney Gillis Sergeant Timothy Roy Detective Claude Richards, 46, New York, NY Detective Joseph Vigiano Officer John D'Allara Office Vincent Danz Officer Jerome Dominguez Officer Stephen Driscoll Officer Mark Ellis Officer Robert Fazio Officer Ronald Kloepfer Officer Thomas Langone Officer James Leahy Officer Brian McDonnell Officer John Perry Officer Glen Pettit Officer Moira Smith Officer Ramon Suarez Officer Paul Talty Officer Santos Valentin Officer Walter Weaver

Towers 1 & 2 Gordon McCannel Aamoth, 32, New York, NY, Sandler O'Neill Edelmiro Abad, 54, New York, NY Maria Rose Abad, Keefe, Bruyette & Woods Andrew Anthony Abate, 37, Melville, NY, Cantor Fitzgerald Vincent Abate, New York, NY, Cantor Fitzgerald Laurence Abel, Cantor Fitzgerald Heinz Ackermann, AON Paul Andrew Acquaviva, 29, Glen Rock, NJ, Cantor Fitzgerald Donald L. Adams, 28, Chatham, NJ, Cantor Fitzgerald Shannon Lewis Adams, 25, New York, NY, Cantor Fitzgerald Stephen Adams, 51, New York, NY, Windows on the World Terence E. Adderley, 22, Fred Alger Mgmt. Sophia B. Addo, 36, New York, NY, Windows on the World Lee Adler, 48, Springfield, NJ, Cantor Fitzgerald Daniel T. Afflito, 32, Cantor Fitzgerald David Agnes, New York, NY, Cantor Fitzgerald Joao Agular, Monmouth, NJ, Keefe, Bruyette & Woods Joanne Ahladiotis, 27, New York, NY, Cantor Fitzgerald Shabbir Ahmed, Windows on the World Godwin Ajala, 33 Gertrude Alagero, Marsh USA Andrew Alameno, Cantor Fitzgerald Gary Albero, 39, Emerson, NJ, Cantor Fitzgerald Grace Alegre-Cua, Mitsui Bank David Alger, 57, New York, NY, Fred Alger Management Edward L. Allegretto, 57, Colonia, NJ Joseph Ryan Allen, 38 Christopher E. Allingham, 36, River Edge, NJ Antonio Javier Alvarez, Windows on the World Juan Cisneros Alvarez, Escondido, CA, Cantor Fitzgerald Telmo Alvear, 25 Cesar Alviar, Marsh & McLennan Tariq Amanullah, 40, Metuchen, NJ James Amato, 43 Joseph Amatuccio, New York, NY, Port Authority Christopher Amoroso, New York, NY, Port Authority Jorge Octavio Santos Anaya, Aguascalientes, Mexico Joe Anchundia, Sandler O'Neill Kermit C. Anderson, 57, Green Brook, NJ John Andreacchio, 52 Michael R. Andrews, Belle Harbor, NY, Cantor Fitzgerald Jean A. Andrucki, Hoboken, NJ, Port Authority Siew N. Ang, 37, East Brunswick, NJ Laura Angilletta, 23, New York, NY Lorraine D. Antigua, 32, Middletown, NJ Peter P. Apollo, 26, Waretown, NJ Frank Thomas Aquilino, Cantor Fitzgerald Patrick M. Aranyos, Euro Brokers, Inc. Micheal G. Arczynski, 45, Little Silver, NJ, AON Adam Arias, 37 Michael J. Armstrong, 34, New York, NY, Cantor Fitzgerald Josh Aron, Cantor Fitzgerald Richard A. Aronow, Mahwah, NJ, Port Authority Michael Asciak, 47, Ridgefield, NJ Michael Asher, 53, Monroe, NY, Cantor Fitzgerald Janice Ashley, Fred Alger Management Thomas J. Aston, 21, Woodside, NY, Electrician Manuel O. Asitimbay, Windows on the World Louis F. Aversano, Jr., 58, Manalapan, NJ Ezra Aviles, Commack, NY, Port Authority Samuel Ayala, Windows on the World Arlene T. Babakitis, 47, Secaucus, NJ, Port Authority Eustace Bacchus, 48 John Badagliacca, 35, New York, NY, Cantor Fitzgerald Jane Ellen Baeszler, 43, New York, NY, Cantor Fitzgerald Brett T. Bailey, Euro Brokers, Inc. Julio Minto Balanca Sharon Balkom, Honeywell Michael Bane, 33, Lower Makefield, PA, Marsh & McLennan Paul V. Barbaro, 35, Holmdel, NJ James W. Barbella, Oceanside, NY, Port Authority Ivan Kyrillos Fairbanks Barbosa, 30, Jersey City, NJ, Cantor Fitzgerald Colleen A. Barkow, 26, East Windsor, NJ, Cantor Fitzgerald Sheila Barnes, 55, AON Evan Baron, 38 Renee Barrett-Arjune, 41, Cantor Fitzgerald Maurice Barry, 48, Rutherford, NJ, Port Authority Carlton W. Bartels, New York, NY, Cantor Fitzgerald Guy Barzvi, 29, New York, NY, Cantor Fitzgerald Inna Basina, 43, New York, NY Alysia Basmajian, 23, Bayonne, NJ W. David Bauer, 45, Rumson, NJ, Cantor Fitzgerald Ivhan Luis Carpo Bautista, Windows on the World Marlyn Bautista, 46, Iselin, NJ Jasper Baxter, 45, Philadelphia, PA, Lee Hecht Harrison Paul Beatini, 40, Park Ridge, NJ Jane S. Beatty, 53, Belford, NJ Larry Beck, Cantor Fitzgerald Manette Beckles, 43, Rahway, NJ Michael Beekman, 39 Maria Behr, 41, Milford, NJ, Cantor Fitzgerald Helen Belilovsky, Fred Alger Management Debbie S. Bellows, 30, East Windsor, NJ Paul Benedetti, 32, AON Denise Benedetto, 40, AON Bryan Bennett, Cantor Fitzgerald Eric Bennett, 29, Alliance Consulting Group Margaret L. Benson, 52, Rockaway, NJ Dominick Berardi, Whitestone, NY, Cantor Fitzgerald James (Jim) P. Berger, 44, Lower Makefield, PA, AON Steven H. Berger, 45, Manalapan, NJ Alvin Bergsohn, 48, Baldwin Harbor, NY, Cantor Fitzgerald Daniel Bergstein, 38, Teaneck, NJ Donna Bernaerts-Kearns, 44, Hoboken, NJ William Bernstein, Cantor Fitzgerald David Berry, 43, Keefe, Bruyette & Woods, Inc. Joseph Berry, Saddle River, NJ William R. Bethke, 36, Hamilton, NJ Timothy D. Betterly, 42, Little Silver, NJ, Cantor Fitzgerald Anil Bharvaney, 41, East Windsor, NJ Bella Bhukan, 24, Union, NJ William Biggart, 54 Gary Bird, 51, Tempe, AZ, Marsh USA Joshua David Birnbaum, 24, New York, NY, Cantor Fitzgerald George John Bishop, 52, Granite Springs, NY, AON Jeffrey D. Bittner, Keefe, Bruyette & Woods Balewa Albert Blackman, 26, New York, NY, Cantor Fitzgerald Susan Blair, 35, AON Harry Blanding, 38, AON Craig Michael Blass, 27, Greenlawn, NY, Cantor Fitzgerald Rita Blau, 52, New York, NY Richard M. Blood, Ridgewood, NJ Mike Boccardi, Fred Alger Management John Paul Bocchi, 38, New Vernon, NJ, Cantor Fitzgerald Susan Bochino, 36, AON Bruce (Chappy) Boehm, 49, West Hempstead, NY, Cantor Fitzgerald Mary Boffa, 45, Staten Island, NY, Marsh & McLennan Nicholas A. Bogdan, 33, Pemberton, NJ Darren Bohan, 34, AON (temp) Lawrence F. Boisseau, 36, Freehold, NJ Vincent Boland, 25, NJ Alan Bondarenko, 53, Flemington, NJ Colin Bonnett, 23 Sean Booker, 35, Newark, NJ, Xerox Corp. Juan Jose Bordaleyva Sherry Bordeaux, 38, Jersey City, NJ Krystine C. Bordenabe, 33, Old Bridge, NJ, Keefe, Bruyette & Woods Martin Boryczewski, 29, Parsippany, NJ, Cantor Fitzgerald Richard E. Bosco, 34, Suffern, NY, Citibank J. Howard Boulton, Euro Brokers, Inc. Thomas H. Bowden, 36, Wyckoff, NJ, Cantor Fitzgerald Kimberly S. Bowers, 31, Islip, NY, Cantor Fitzgerald Veronique (Bonnie) Nicole Bowers, 28, New York, NY, Windows on the World Shawn Edward Bowman, 29, New York, NY, Cantor Fitzgerald Kevin Bowser, 45, Philadelphia, PA Gennady Boyarsky, 45 Pamela Boyce, 43, New York, NY, Carr Futures Alfred Braca, 54, Leonardo, NJ, Cantor Fitzgerald David Brady, Summit, NJ Alex Braginsky, 38, Stamford, CT, Reuters Nicholas Brandemarti, 21, West Deptford, NJ Michelle Renee Bratton, 23, Yonkers, NY Patrice Braut, Marsh & McLennan Lydia E. Bravo, 50, Dunnellen, NJ Ronald Breitweiser, 39, Navesink, NJ Edward A. Brennan, III, Cantor Fitzgerald Frank Brennan, 50, Cantor Fitzgerald Tom Brennan, Sandler O'Neill Jonathan Briley, 43 Mark F. Broderick, 42, Old Bridge, NJ Herman Broghammer, 58, AON Keith Broomfield, 49 Lloyd Brown, 28, Bronxville, NY, Cantor Fitzgerald Mark Bruce, Sandler O'Neill Eustice Buccus, 48, NJ Brandon Buchanan, 24, Cantor Fitzgerald Dennis Buckley, 38, Chatham, NJ, Canter Fitzgerald Nancy Bueche, 43, AON Patrick Joseph Buhse, Cantor Fitzgerald John E. Bulaga, 35, Paterson, NJ Stephen Bunin, 45 Matthew Burke, 28, New York, NY, Cantor Fitzgerald Thomas Daniel Burke, 38, Bedford Hills, NY, Cantor Fitzgerald Keith K. Burns, 39, East Rutherford, NJ, Cantor Fitzgerald Timothy G. Byrne, 36, Sandler O'Neill Milton Bustillo, 37 Jesus Cabezas, Windows on the World Lillian Caceres, 48, Marsh & McLennan Brian Joseph Cachia, 26, New York, NY, Cantor Fitzgerald Steven Cafiero, 31, New York, NY, AON Richard M. Caggiano, 25, New York, NY, Cantor Fitzgerald Cecile M. Caguicla, 55, Boonton, NJ, Marsh & McLennan Michael Cahill, East Williston, NY, Marsh & McLennan Scott Cahill, Cantor Fitzgerald Thomas J. Cahill, 36, Franklin Lakes, NJ Edward Calderon, Jersey City, NJ, Port Authority Kenneth Caldwell, 30, Brooklyn, NY, Alliance Consulting Dominick Calia, 40, Manalapan, NJ Liam Callahan, Rockaway, NJ, Port Authority Gino Calvi, Cantor Fitzgerald Luigi Calvi, 34, East Rutherford, NJ David O. Campbell, Basking Ridge, NJ, Keefe, Bruyette & Woods, Inc. Geoff Campbell, Reuters Sandra Patricia Campbell, 45, New York, NY, Cantor Fitzgerald Juan Ortega Campos John A. Candela, 42, Glen Ridge, NJ Vincent Cangelosi, 30 Stephen J. Cangialosi, 40, Middletown, NJ Lisa Cannava, Carr Futures Michael Canty, 40 Louis A. Caporicci, 35, Tottenville, NY, Cantor Fitzgerald Jonathan N. Cappello, Garden City, NY, Cantor Fitzgerald Richard Caproni, 34, Lynbrook, NY, Marsh & McLennan Jose Cardona, Carr Futures David Carlone, 46, Randolph, NJ Jeremy M. Carrington, 34, New York, NY James Carson, 32, Cantor Fitzgerald Christopher Newton Carter, 52, Middletown, NJ James Cartier, AON John F. Casazza, 38, Colts Neck, NJ, Cantor Fitzgerald Paul Cascio, 23, Manhasset, NY Kathleen Hunt Casey, 43, Middletown, NJ, Sandler O'Neill Margarito Casillas William O. Caspar, 57, Eatontown, NJ Alejandro Castano Leonard M. Castrianno, 30, New York, NY, Cantor Fitzgerald Christopher Sean Caton, 34, New York, NY, Cantor Fitzgerald Robert J. Caufield, 49, Valley Stream, NY, Electrician Judson Cavalier, Sandler O'Neill Jason D. Cayne, 33, Morganville, NJ Marcia G. Cecil, Carr Futures Jason Cefalu, 30, West Hempstead, NY, Cantor Fitzgerald Juan Cevallos, 44 Jeffrey M. Chairnoff, 17, NJ Charles Lawrence (Chip) Chan, 23, New York, NY, Cantor Fitzgerald Mark L. Charetle, 38, Millburn, NJ Gregorio Manuel Chavez, 48, New York, NY, Windows on the World Pedro Francisco Checo Douglas MacMillan Cherry, 38, Maplewood, NJ, AON Stephen P. Cherry, 41, Stamford, CT, Cantor Fitzgerald Nestor Chevalier, 30, New York, NY Swede Joseph Chevalier, 26, Locust, NJ, Cantor Fitzgerald Dorothy J. Chiarchiaro, 61, Vernon, NJ Luis Chimbo, Windows on the World Robert Chin, 33, New York, NY, Xerox Corp. Peter Chirchirillo, 47, Langhorne, PA, Marsh USA Catherine E. Chirls, Princeton, NJ Kirsten Christophe, 39, Maplewood, NJ Casey Cho, 30, Marsh & McLennan Mohammed S. Chowdbury, Windows on the World Abdul K. Chowdhury, 30, New York, NY, Cantor Fitzgerald Pamela Chu, New York, NY, Cantor Fitzgerald Steven P. Chucknick, 44, Cliffwood Beach, NJ Wai Chung, 36 Christopher Ciafardini, 30, Fred Alger Mgmt. Alex Ciccone, 38, New Rochelle, NY, Marsh & McLennan Nestor Andre Cintron, 26, New York, NY, Cantor Fitzgerald Robert Cirri, Nutley, NJ, Port Authority Eugene Clark, 47, AON Gregory Clark, 40, Teaneck, NJ Tom Clark, Sandler O'Neill Christopher Robert Clarke, 34, Philadelphia, PA, Sandler O'Neill Suria R.E. Clarke, 30, New York, NY, eSpeed (Cantor Fitzgerald) Kevin F. Cleary, Euro Brokers, Inc. Jim Cleere, 55, Newton, Iowa, Seabury & Smith Co. of Des Moines, Iowa Frances Ann Cliente, 26, New York, NY, Cantor Fitzgerald Nestor Clinton, 26, Cantor Fitzgerald Geoffrey W. Cloud, 36, Stamford, CT, Cantor Fitzgerald Jeffrey Coale, 31, Windows on the World Patricia A. Cody, 46, Brigantine, NJ, Marsh - MMC Daniel Michael Coffey, 54, Newburgh, NY, Guy Carpenter Jason Matthew Coffey, 25, Newburgh, NY, Marsh & McLennan Kevin Cohen, 28, Metuchen, NJ, eSpeed (Cantor Fitzgerald) Anthony Joseph Coladonato, 47, New York, NY, Cantor Fitzgerald Mark Colaio, Cantor Fitzgerald Stephen J. Colaio, 32, Montauk, NY, Cantor Fitzgerald Christopher Colasanti, 33, Hoboken, NJ, Cantor Fitzgerald Kevin N. Colbert, West Hempstead, NY, Keefe, Bruyette & Woods Michel P. Colbert, 39, West New York, NJ Keith E. Coleman, 34, Warren, NJ Scott Thomas Coleman, 31, New York, NY, Cantor Fitzgerald Jean M. Colin, AON Robert Colin, 49, AON Robert Coll, 35, Glen Ridge, NJ, Euro Brokers, Inc. Jean M. Collin, 42, Pfizer Inc. Michael Collins, 38, Montclair, NJ, Cantor Fitzgerald Thomas Collins, 36, Sandler O'Neill Linda M. Colon, 46, Perrineville, NJ Jaime Concepcion, Windows on the World Denease Conley, 43 Susan Clancy Conlon, New York, NY Margaret Mary Conner, 57, New York, NY Cynthia L. Connolly, 30, Metuchen, NJ John E. Connolly, 46, Wall, NJ James L. Connor, 38, Summit, NJ Jonathan M. Connors, New York, NY Kevin P. Connors, Euro Brokers, Inc. Dennis Michael Cook, 33, Marlboro, NJ, Cantor Fitzgerald James L. Cooper, 46, Wall, NJ John Cooper, 30, Bayonne, NJ Joseph Coppo, 47, New Canaan, CT, Cantor Fitzgerald Gerard Coppola, 46, New Providence, NJ Joseph A. Corbett, 28, Islip, NY, Cantor Fitzgerald Daniel Correa, 25, Fairview, NJ Peter Corroll Carlos Cortes, Washington Group Int'l Kevin M. Cosgrove, 46, West Islip, NY, AON Dolores M. Costa, 52, Middletown, NJ, Fred Alger Management Digna A. Costanza, Woodside, NY Charles G. Costello, 46, Old Bridge, NJ Michael Costello, Seaford, NY, Cantor Fitzgerald Conrod K. Cottoy, Carr Futures Martin Coughlan, 54 Timothy Coughlin, 42, New York, NY, Cantor Fitzgerald Fred Cox, 27, Sandler O'Neill Christopher Cramer, 34 James Crawford, New Vernon, NJ, Cantor Fitzgerald Joanne Cregan, New York, NY, Cantor Fitzgerald John Crisci, 48 Helen Crossin-Kittle, 34, Larchmont, NY, Cantor Fitzgerald Kevin R. Crotty, 43, Summit, NJ, Sandler O'Neill Thomas G. Crotty, Rockville Centre, NY John Crowe, 57, Rutherford, NJ Welles Crowther, Sandler O'Neill Robert Cruikshank, 64, Carr Futures John Robert Cruz, 32, Jersey City, NJ Kenneth John Cubas, 48, Woodstock, NY, Fiduciary Trust Int'l Richard Joseph Cudina, 46, Glen Gardner, NJ, Cantor Fitzgerald Joan McConnell Cullinan, Cantor Fitzgerald Joyce Cummings, 65 Brian T. Cummins, 38, Manasquan, NJ Michael J. Cunningham, 39, West Windsor, NJ Laurence Curia, 41, Garden City, NY, Cantor Fitzgerald Paul Curioli, 51, Norwalk, CT, FM Global Beverly Curry, 41, New York, NY Gavin Cushny, 47, Hoboken, NJ Vincent D'Amadeo, 36, East Patchouge, NY Jack L. D'Ambrosi, Jr., 45, Woodcliff Lake, NJ, Cantor Fitzgerald Caleb A. Dack, 39, Montclair, NJ Carlos S. DaCosta, 41, NJ Thomas A. Damaskinos, 33, Allendale, NJ, Cantor Fitzgerald Jeannine Damiani-Jones, 28, New York, NY, Cantor Fitzgerald Patrick W. Danahy, 35, Yorktown Heights, NY, Fiduciary Trust Int'l Dwight Darcy, Bronxville, NY, Port Authority Annette Andrea Dataram, 25, New York, NY, Windows on the World Lawrence Davidson, AON Michael A. Davidson, 27, Westfield, NJ Niurka Davila, New York, NY, Port Authority Clinton Davis, 38 Wayne T. Davis, 29 Calvin Dawson, Euro Brokers, Inc. Jayceryll M. de Chavez, 24, Carteret, NJ, Fiduciary Trust Int'l Azucena de la Torre, 50, New York, NY, Cantor Fitzgerald Cristina de Laura Oscar de Laura Robert J. DeAngelis, Washington Group Int'l Tara Debek, 35, Babylon, NY James V. Deblase, 45, Manalapan, NJ Carlos Decosta, Elizabeth, NJ, Port Authority Jason DeFazio, 29, New York, NY, Cantor Fitzgerald David Defeo, Sandler O'Neill Monique E. DeJesus, 28, New York, NY Nereida DeJesus, 30, AON Donald A. Delapenha, 37, Allendale, NJ Joseph Della Pietra, 24, New York, NY, Cantor Fitzgerald Andrea Dellabella, 59, Jersey City, NJ Colleen Deloughery, 41, Bayonne, NJ, AON Frank A. DeMartini, 49, Brooklyn Heights, NY, Port Authority Anthony Demas, New York, NY, AON Francis X. Deming, 47, Franklin Lakes, NJ, Oracle Corp. Carol K. Demitz, 49, New York, NY Kevin Dennis, 43, Peapack, NJ Thomas Dennis, 37, Franklin Lakes, NJ, Cantor Fitzgerald Jean C. DePalma, 42, Newfoundland, NJ, Marsh USA Jose Nicholas Depena, 42, New York, NY Michael DeRienzo, 37, Hoboken, NJ Jayceryll M. Deschavez, 24, Carteret, NJ Christian L. DeSimone, 23, Ringwood, NJ Edward Desimone, 37, Middletown, NJ, Cantor Fitzgerald Michael J. Desposito, 32, Morganville, NJ Cindy Deuel, Carr Futures Jerry DeVito, Fred Alger Management Robert P. Devitt, 36, Plainsboro, NJ Simon Dhanani, 63, AON Michael DiAgostino, Cantor Fitzgerald Lourdes Galleti Diaz, 32 Nancy Diaz, 28, New York, NY, Windows on the World Michael Diaz-Piedra, 49 Joseph D. Dickey, 50, Manhasset, NY, Cantor Fitzgerald Lawrence P. Dickinson, 35, Morganville, NJ Michael D. Diehl, 48, Brick, NJ Vincent F. Difazio, 43, Hampton, NJ Carl DiFranco, 27, Huguenot, NY, Marsh & McLennan Alexandra Costanza Digna, 25, New York, NY Debra A. DiMartino, Keefe, Bruyette & Woods Stephen Dimino, Basking Ridge, NJ, Cantor Fitzgerald William J. Dimmling, Marsh, Inc. Christopher Dincuff, 31, Jersey City, NJ, Carr Futures Anthony DiOnisio, 38, Glen Rock, NJ Joseph L. DiPilato, 57, Petrocelli Electric Company Douglas F. DiStefano, 24, Hoboken, NJ Ramzi Doany, 35, Bayonne, NJ, Marsh & McLennan John J. Doherty, Hartsdale, NY Brenda Dolan, 37, Glen Rock, NJ, Carr Futures Neil Dollard, 28, Hoboken, NJ, Cantor Fitzgerald Benilda P. Domingo, Maintenance, World Trade Center Geronimo Dominguez Jacqueline Donovan, Keefe, Bruyette & Woods Steven S. Dorf, 39, NJ Thomas Dowd, 37, Monroe, NY, Cantor Fitzgerald Yolanda Dowling, 46, Rosedale, NY, AON Frank J. Doyle, Keefe, Bruyette & Woods Joseph Doyle, New York, NY, Cantor Fitzgerald Randy Drake, 37, Lee's Summit, MO, Siemens Luke A. Dudek, 50, Livingston, NJ Christopher M. Duffy, 23, Bronx, NY, Keefe, Bruyette & Woods, Inc. Michael Joseph Duffy, 29, New York, NY Antoinette Duger, 44, Glen Gardner, NJ Richard Dunstan, 54, New Providence, NJ Joseph Anthony Eacobacci, 26, New York, NY, Cantor Fitzgerald Bruce Eagleson, 53, Middlefield, CT, Westfield Shoppingtown Meriden Robert Eaton, 37, Manhaset, NY, Cantor Fitzgerald Dean Eberling, 44, Cranford, NJ Paul R. Eckna, 38, West New York, NJ Gus Economos, Sandler O'Neill Dennis M. Edwards, Huntington, NY, Cantor Fitzgerald Mike Edwards, Sandler O'Neill Christine Egan, 55, Winnipeg, Canada Lisa Egan, 31, Cliffside Park, NJ, Cantor Fitzgerald Michael Egan, 51, AON Samantha Egan, 24, Jersey City, NJ, Cantor Fitzgerald Lisa Caren Ehrlich, 36, New York, NY, AON Valerie Silver Ellis, 46, New York, NY, Cantor Fitzgerald Albert A. Elmarry, 30, North Brunswick, NJ Edgar Emery, 45, Clifton, NJ Doris Eng, Windows on the World Ulf R. Ericson, 79, Greenwich, CT, Washington Group Int'l Erwin Erke, 41, Farmingdale, NY William J. Erwin, 30, Verona, NJ, Cantor Fitzgerald Fanny M. Espinoza, 29, Teaneck, NJ William Esposito, 51, Bellmore, NY, Cantor Fitzgerald Ruben Esquilin, 35, New York, NY, Fidiciary Trust Int'l Sadie Ettz, Windows on the World Barbara Etzoid, 43, Jersey City, NJ, Fred Alger Management Eric Evans, 31, Norwich, CT, AON Meredith Ewart, Montreal, Canada, AON John Fabian, 57, North Bergen, NJ Catherine K. Fagan, 58, New York, NY Patricia Fagan, AON Keith Fairben, 24, Floral Park, NY, Paramedic, New York Prespbyterian Hospital Bill Fallon, 39, Coram, NY, Cantor Fitzgerald William R. Fallon, 53, Rocky Hill, NJ, Port Authority Anthony J. Fallone, 39, New York, NY Betty Farmer, 62, New York, NY, Cantor Fitzgerald Douglas Farnum, 33, New York, NY John W. Farrell, 41, Basking Ridge, NJ Syed Abdul Fatha, 54, Newark, NJ Christopher Faughnan, South Orange, NJ, Cantor Fitzgerald Wendy Faulkner, AON Bernard D. Favuzza, 52, Suffern, NY, Cantor Fitzgerald Ronald Fazio, 57, Closter, NJ Francis (Frank) Feely, 41, Middletown, NY, Marsh & McLennan Sean Fegan, 34, New York, NY, Fred Alger Management Edward Fergus, 40, Wilton, CT, Cantor Fitzgerald George Ferguson, 54, Teaneck, NJ Henry Fernandez Jose Manuel Contreras Fernandez Judy H. Fernandez, 27, Parlin, NJ Julio Fernandez, 52 Anne Marie Sallerin Ferreira, 29, Cantor Fitzgerald Bob Ferris, AON David Ferrugio, 46, Middletown, NJ Louis V. Fersini, 38, Basking Ridge, NJ, Cantor Fitzgerald Mike Ferugio, AON Brad Fetchet, 24, New York, NY, Cantor Fitzgerald Jennifer Fialko, AON Kristen Fiedel, 27, New York, NY Michael Bradley Finnegan, 37, Basking Ridge, NJ, Cantor Fitzgerald Timothy J. Finnerty, 33, Glen Rock, NJ, Cantor Fitzgerald Stephen J. Fiorelli, 43, Aberdeen, NJ, Port Authority Paul Fiori, 31, Yorktown Heights, NY, Cantor Fitzgerald John Fiorito, 40, Cantor Fitzgerald Bennett Lawson Fisher, 58, Stamford, CT, Fiduciary Trust Int'l John R. Fisher, 46, Bayonne, NJ, Port Authority Thomas J. Fisher, 36, Union, NJ Lucy Fishman, AON Tom Fitzpatrick, Sandler O'Neill Richard Fitzsimons, 57, Lynbrook, NY, OCS Security Sal A. Fiumefreddo, 47, Manalapan, NJ (Donovan) Christina Flannery, Sandler O'Neill Carl Flickinger, 38 Joseph W. Flounders, Euro Brokers, Inc. David Fodor, 38 Stephen M. Fogel, Westfield, NY, Cantor Fitzgerald Thomas Foley Dennis Foo, 30, Holmdel, NJ Bobby Forbes, 37, NJ Delrose Forbes-Cheatam, 49, New York, NY, Cantor Fitzgerald Donald Foreman, New York, NY, Port Authority Christopher H. Forsythe, 44, Basking Ridge, NJ Claudia Foster, New York, NY Noel Foster, 40, Bridgewater, NJ, AON Jeffrey L. Fox, 40, Cranbury, NJ Lucille V. Francis, 63, New York, NY, Windows on the World Gary J. Frank, 35, South Amboy, NJ, AON Morty Frank, Cantor Fitzgerald Peter Christopher Frank, 29, Great Neck, NY, Fred Alger & Co. Richard K. Fraser, 32, New York, NY, AON Kevin Joseph Frawley, 34, Yonkers, NY, Euro Brokers, Inc. Lillian I. Frederick, 46, Teaneck, NJ Brett O. Freiman, 29 Arlene Fried, Roslyn Heights, NY, Cantor Fitzgerald Alan Friedlander, AON Andrew Friedman, Woodbury, NY Gregg J. Froehner, 46, Chester, NJ, Port Authority Peter C. Fry, 36, Wilton, CT, Euro Brokers, Inc. Steven Elliot Furman, 40, Wesley Hills, NY Paul James Furmato, Colts Neck, NJ, Cantor Fitzgerald James Andrew Gadiel, 23, New York, NY, Cantor Fitzgerald Pamela Gaff, 51, AON Deanna L. Galante, 32, New York, NY, Cantor Fitzgerald Grace Galante, 29, New York, NY, Cantor Fitzgerald Anthony Edward Gallagher, 41, New York, NY, Cantor Fitzgerald Daniel J. Gallagher, 23, Red Bank, NJ John Patrick Gallagher, Cantor Fitzgerald Lourdes Galletti, 33, New York, NY Cono E. Gallo, Carr Futures Vincenzo Gallucci, 36, Jamesburg, NJ Thomas Edward Galvin, 32, New York, NY, Cantor Fitzgerald Giovanna (Genni) Gambale, 27, New York, NY, Cantor Fitzgerald Michael Gann, 41, Roswell, GA, Algorithmics Jorge Luis Morron Garcia Juan Garcia, 50, New York, NY, Forte Food Service Marlyn C. Garcia, 21, New York, NY, Marsh & McLennan Doug Gardner, Cantor Fitzgerald Harvey J. Gardner, 35, Lakewood, NJ, General Telecom Jeffrey Gardner, 36, Hoboken, NJ William A. Gardner, 45, Lynbrook, NY, Cantor Fitzgerald Rocco Gargano, 28, Bayside, NY James Gartenberg, 36, New York, NY, Julien J. Studley Inc. Donald Gavagan, New York, NY, Cantor Fitzgerald Terence D. Gazzani, 24, New York, NY, Cantor Fitzgerald Paul Hamilton Geier, 36, Farmingdale, NY Julie Geis, 44, Lees Summit, MO, AON Peter Gelinas, 34, Bronxville, NY, Cantor Fitzgerald Steven Paul Geller, 52, New York, NY, Cantor Fitzgerald Howard Gelling, Sandler O'Neill Peter Genco, 36, Rockville Centre, NY, Cantor Fitzgerald Steven Genovese, 37, Basking Ridge, NJ Alayne F. Gentul, 44, Mountain Lakes, NJ, Fiduciary Trust Int'l Suzanne Geraty, 30, New York, NY, Cantor Fitzgerald Ralph Gerhardt, 33, New York, NY, Cantor Fitzgerald Robert J. Gerlich, 56, Monroe, CT Susan M. Getzendanner, 57, New York, NY, Fiduciary Trust Int'l James Gerard Geyer, 41, Rockville Centre, NY, Cantor Fitzgerald Joseph M. Giaconne, 43, Monroe, NJ Debra L. Gibbon, 43, Hackettstown, NJ, AON Craig Gibson, 37, New York, NY Andrew C. Gilbert, 39, Califon, NJ Timothy P. Gilbert, 35, Lebanon, NJ Paul G. Gilbey, 49, Chatham, NJ Evan Gillette, 40 Ron Gilligan, 43, East Norwalk, CT, Cantor Fitzgerald Laura Gilly, 32, New York, NY Donna Giordano, 44, Sayreville, NJ, AON Jinny Lady Giraldo Kim Girolamo, 41, AON Salvatore Gitto, 43, Manalapan, NJ Cynthia Giugliano, 46, Nesconset, NY, Empire Blue Cross/Blue Shield Dianne Gladstone, 55, New York, NY, NY State Dept. of Taxation and Finance Thomas I. Glasser, 40, Summit, NJ Harry Glenn, 38, Piscataway, NJ Barry H. Glick, 55, Wayne, NJ, Port Authority Steven Lawrence Glick, 42, Greenwich, CT, Credit Suisse First Boston John T. Gnazzo, 32, New York, NY, Cantor Fitzgerald William (Bill) R. Godshalk, 35, Keefe, Bruyette & Woods Michael Gogliormella, 43, New Providence, NJ Brian Goldberg, 26, Union, NJ Jeff Goldflam, 48, Melville, NY, Cantor Fitzgerald Michelle Herman Goldstein, 31, AON Steven Goldstein, 35, Princeton, NJ Dennis J. Gomes, 40, New York, NY Enrique Antonio Gomez, 42, New York, NY, Windows on the World Jose B. Gomez, Windows on the World Max Gomez Wilder Gomez Ana Irene Medina Gonzalez Jenine Gonzalez, 28, AON Joel Guevara Gonzalez Rosa J. Gonzalez, 32, Jersey City, NJ Calvin J. Gooding, 38, Riverside, NY, Cantor Fitzgerald Kerene Gordon, 43, New York, NY, Forte Food Service Thomas Gorman, 41, Middlesex, NJ, Port Authority Douglas A. Gowell, 52, Methuen, Mass., Avid Technologies of Tewksbury, Mass. Yuji Goya, 42, Mizuho Capital Markets Corp. (Japan) Christopher Grady, 39, Cranford, NJ Edwin J. Graf, 48, Norwalk, CT, Cantor Fitzgerald David Graifman, 40, New York, NY, Keefe, Bruyette & Woods Gilbert Granados, 51, Hicksville, NY Christopher S. Gray, 32, Weehawken, NJ, Cantor Fitzgerald Linda Mair Grayling, 44, New York, NY John M. Grazioso, 41, Middletown, NJ, eSpeed (Cantor Fitzgerald) Tim Grazioso, 42, Clifton, NJ Gayle R. Greene, 51, Montville, NJ James Greenleaf, 32, Waterford, CT Eileen Greenstein, 52, AON Elizabeth (Lisa) Gregg, 51, New York, NY, Fred Alger Management Denise Gregory, Carr Futures Donald H. Gregory, 62, Ramsey, NJ Florence M. Gregory, 38, New York, NY, AON Pedro Grehan, 35, Hoboken, NJ John Griffin, 38, Waldwick, NJ Tawanna Griffin, 30, New York, NY, Forte Food Service Donna Griffith, 39, Willingboro, PA, Fiduciary Trust Int'l Joan D. Griffith, 30, Willingboro, NJ Joseph F. Grillo, New York, NY, Port Authority David Grimmer, 51, Merrick, NY Ken G. Grouzalis, 55, Lyndhurst, NJ, Port Authority Matthew J. Gryzmalski, 34, New Hyde Park, NY, Cantor Fitzgerald Robert Gschaar, 55, AON Liming Gu, 34, Piscataway, NJ Babita Guman, 33, New York, NY, Fiduciary Trust Int'l Douglas Gurian, 38 Philip Guza, AON Sabita Guzman Barbara Guzzardo, 49, AON Peter Gyulavary, 44, Orange County, NY, Washington Group Int'l Gary R. Haag, 36, Ossining, NY Andrea Haberman, 25, Carr Futures Barbara Habib, 49, New York, NY, Marsh & McLennan Philip Haentzler, 49, New York, NY, Kidder Peabody-Paine Webber Nizam A. Hafiz, 32, New York, NY Karen E. Hagerty, AON Steven Hagis, 31, New York, NY, Cantor Fitzgerald Mary Lou Hague, 26, New York, NY, Keefe, Bruyette & Woods Richard Hall, 49, AON Robert J. Halligan, 59, Basking Ridge, NJ, AON James D. Halverson, 56, Greenwich, CT, Marsh & McLennan Felicia Hamilton, 62, Middletown, NJ Frederic Kim Han, 45, Marlboro, NJ Valerie Hanna, 57, Freeville, NY, Marsh & McLennan Kevin J. Hannaford, 32, Basking Ridge, NJ, Cantor Fitzgerald Michael L. Hannan, 34, Lynbrook, NY, Marsh & McLennan Vassilios G. Haramis, 56, New York, NY, Washington Group Int'l James Haran, 41, Malverne, NY Jeffrey Hardy, 46, New York, NY, Executive Chef, Forte Food Service Timothy J. Hargrave, 38, Readington, NJ, Cantor Fitzgerald Frances Haros, 76, New York, NY, Keefe, Bruyette & Woods Melissa Harrington, 31 Stewart D. Harris, 52, Marlboro, NJ, Cantor Fitzgerald John Hart, 38, Danville, CA, Franklin Templeton Investments John C. Hartz, 64, Basking Ridge, NJ, Fiduciary Trust Int'l Emeric J. Harvey, 56, Montclair, NJ Joseph John Hasson, 34, New York, NY Leonard William Hatton, 45, Ridgefield Park, NJ, FBI Tim Haviland, 41, Oceanside, NY Donald G. Havlish, Jr., 53, Yardley, PA, AON Philip Hayes, 67, Northport, NY, OCS Security Ward Haynes, 35, Rye, NY, Cantor Fitzgerald Scott Hazelcorn, 29, Hoboken, NJ Roberta Bernstein Heber, 60, New York, NY, Marsh & McLennan Charles Heeran, Cantor Fitzgerald Joseph H. Heller, 37, Ridgefield, CT, Carr Futures JoAnn Heltibridle, 46, Springfield, NJ, Marsh & McLennan Mark F. Hemschoot, 45, Red Bank, NJ, AON Janet Hendricks, AON Brian Hennessey, 35, Ringoes, NJ Michelle M. Henrique, 27, New York, NY, Fiduciary Trust Int'l John Henwood, 35, New York, NY, Cantor Fitzgerald Robert Hepburn, 39, Union, NJ Mary (Molly) Herencia, 47, New York, NY, AON Lindsay Coates Herkness, 58, New York, NY, Morgan Stanley Claribel Hernandez, 31, Woodside, NY Nuberto Hernandez, 42 Raul Hernandez, 51, Washington Heights, NY, Maintenance Supervisor, Cantor Fitzgerald Gary Herold, 44, Farmingdale, NY, AON Ysidro Hidalgo-Tejada, Dominican Republic, Windows on the World Robert Higley, 29, New Fairfield, CT, AON Clara Hinds, Windows on the World Neal Hinds, 28 Mark D. Hindy, 28, New York, NY Heather Ho, 32, New York, NY, Windows on the World Tara Yvette Hobbs, 31, New York, NY, AON Tom Hobbs, Cantor Fitzgerald James Hobin, 47, Marlborough, CT Robert W. Hobson, 36, New Providence, NJ, Cantor Fitzgerald DaJuan Hodges, 29, New York, NY, Marsh & McLennan Patrick A. Hoey, 53, Middletown, NJ, Port Authority Frederick J. Hoffman, 53, NJ, Cantor Fitzgerald Joseph Hoffman, 43 Marcia Hoffman, Cantor Fitzgerald Michele L. Hoffman, 27, NJ Stephen G. Hoffman, 36, Long Beach, NY, Cantor Fitzgerald Judith Hofmiller, 53, Brookfield, CT, Marsh & McLennan Thomas Hohlweck, 58, AON John Holland, 30 Joseph Francis Holland, 32, Glen Rock, NJ, Carr Futures Elizabeth Holmes, 42, New York, NY, Euro Brokers, Inc. Brad Hoorn, 22, Richland, Michigan, Fred Alger Management James P. Hopper, Farmingdale, NJ Montgomery M. Hord, 46, Pelham, NY, Cantor Fitzgerald Michael Horn, Cantor Fitzgerald Matthew D. Horning, 26, Scotch Plains, NJ Robert Horohoe, Jr., Cantor Fitzgerald Allison Jones Horstmann, Sandler O'Neill Aaron Horwitz, Cantor Fitzgerald Malverse Houscal, NJ Charles J. Houston, Euro Brokers, Inc. Uhuru Houston, 32 George Howard, 45, Hicksville, NY, Port Authority Michael C. Howell, 60, New York, NY, Fred Alger Management Steven L. Howell, 36, New York, NY, Marsh & McLennan Jennifer Howley-Dorsey, 34, New Hyde Park, NY, AON Milagros Hromada, 36, Yonkers, NY, AON Steve Huczko, 44, Bethlehem, NJ, Port Authority Kris R. Hughes, 30, Nesconset, NY, Keefe, Bruyette & Woods Melissa Harrington Hughes, 31, San Francisco, CA, Slam Dunk Networks Paul R. Hughes, 38, Stamford, CT, Marsh USA Thomas Hughes, 46 Timothy Robert Hughes, 43, Madison, NJ, Cantor Fitzgerald Susan Huie, 43, Fair Lawn, NJ (Casey) Kathleen Hunt, Sandler O'Neill William C. Hunt, 32, Norwalk, CT, Euro Brokers, Inc. Robert Hussa, 51 Joseph Ianelli, 28, Hoboken, NJ, Marsh & McLennan Zuhtu Ibis, 25, Clifton, NJ Michael Patrick Iken, 37, New York, NY Abraham Ilowitz, 51, Metropolitan Life Ins. Anthony P. Infante, 47, Chatham, NJ, Port Authority Louis Inghilterra Christopher N. Ingrassia, 28, Watchung, NJ Paul Innella, 33, East Brunswick, NJ Stephanie V. Irby, 38, New York, NY Doug Irgang, Sandler O'Neill Todd Isaac, 29, New York, NY, Cantor Fitzgerald Erik Hans Isbrandtsen, 30, New York, NY William Iselepis, 33 Taizo Ishikawa, 50, Fuji Bank, (Japanese) Aram Iskenderian, 41, Merrick, NY, Cantor Fitzgerald John Iskyan, 41, Wilton, CT, Cantor Fitzgerald Kazushige Ito, 35, Fuji Bank, (Japanese) Virginia Jablonski, 49, Matawan, NJ Brook A. Jackman, Cantor Fitzgerald Aaron Jacobs, 27, Cantor Fitzgerald Jason K. Jacobs, 32, Randolph, NJ Michael Grady Jacobs, 54, Danbury, CT, Fiduciary Trust Int'l Steven Jacobson, 53, New York, NY Ricknauth Jaggernauth, 58, New York, NY Yudh V.S. Jain, 54, New City, NY Maria Jakubiak, 41, Ridgewood, NY Gricelda James, 44, Willingboro, PA, Internal Office Centers Mohammed Jawara, MAS Security Francois Jean-Pierre, 58, New York, NY, Windows on the World Paul Jeffers, Cantor Fitzgerald Alan K. Jensen, 49, Wyckoff, NJ Prem N. Jerath, Edison, NJ, Port Authority Farah Jeudy, 31, Spring Valley, NY, AON Hweider Jian, 42, East Brunswick, NJ Eliezer Jimenez, 38, New York, NY, Windows on the World Charles Gregory John Scott Johnson, 26, Keefe, Bruyette & Woods, Inc. Allison H. Jones, 31, Bernardsville, NJ Arthur J. Jones, Ossining, NY, Carr Futures Brian L. Jones, 44, New York, NY, IBM Global Donald T. Jones, 39, Livingston, NJ Donald W. Jones, 43, Fairless Hills, PA, Cantor Fitzgerald Linda Jones, 50, AON Mary S. Jones, New York, NY, Port Authority Robert T. Jordan, Cantor Fitzgerald Ingeborg Joseph, 60 Stephen Joseph, 39, Franklin Park, NJ Karen Susan Juday, 52, New York, NY, Cantor Fitzgerald Paul Jurgens, Levittown, NY, Port Authority Thomas E. Jurgens, 26, Valley Stream, NY, New York State Supreme Court Shari Kandell, Cantor Fitzgerald Howard L. Kane, 36, Hazlet, NJ, Windows on the World Jennifer L. Kane, 26, Fair Lawn, NJ Joon Kang, 34, Riverdale, NJ Sheldon R. Kanter, 53, Edison, NJ Deborah H. Kaplan, 45, Paramus, NJ, Port Authority Alvin P. Kappelman, 57, Green Brook, NJ Charles Karczewski, 34, Union, NJ, AON Douglas G. Karpiloff, Mamaroneck, NY, Port Authority Andrew Keith Kates, 37, New York, NY, Cantor Fitzgerald Sgt. Robert Kaulfers, 49, Kenilworth, NJ, Port Authority Don J. Kauth, 51, Saratoga Springs, NY, Keefe, Bruyette & Woods, Inc. Hideya Kawauchi, 36, Fuji Bank Edward T. Keane, 66, West Caldwell, NJ, Port Authority Richard M. Keane, 54, Wethersfield, CT, Marsh, Inc. Karol Keasler, Keefe, Bruyette & Woods L. Russell Keene III, Keefe, Bruyette & Woods Leo R. Keene, 33, Westfield, NJ Joseph J. Keller, 31, Park Ridge, NJ Peter Rodney Kellerman, 35, New York, NY, Cantor Fitzgerald Joseph P. Kellett, Carr Futures Fred Kelly, Cantor Fitzgerald James J. Kelly, Cantor Fitzgerald Joseph A. Kelly, 40, Oyster Bay, NY, Cantor Fitzgerald Thomas M. Kelly, 41, Wykoff, NJ, Euro Brokers, Inc. Timothy Kelly, Cantor Fitzgerald William H. Kelly, 24, Brant Beach, NJ Robert C. Kennedy, 55, Toms River, NJ Susan Schular Kennedy John Keohane, 41, Jersey City, NJ Howard L. Kestembaum, 56, Upper Montclair, NJ Douglas Ketcham, 27, Midlothian, VA, Cantor Fitzgerald Ruth E. Ketler, 42, New York, NY Sarah Khan, 32, New York, NY, Forte Food Service Taimour Khan, Carr Futures Rajesh Khandelwal, 33, South Plainfield, NJ Seilai Khoo, Fred Alger Management Andrew Kim, Fred Alger Management Don Kim, 34, Marsh & McLennan Mary Kimelman, 34, Cantor Fitzgerald Andrew King, Cantor Fitzgerald Lucille King, 59, AON Lisa M. King-Johnson, Keefe, Bruyette & Woods Takashi Kinoshita, 46, Mizuho Capital Markets Corp. (Japanese) Glenn Kirwin, Cantor Fitzgerald Richard J. Klares, 59, Somers, NY, Marsh & McLennan Peter Klein, 35, Weehawken, NJ Alan Kleinberg, 39, East Brunswick, NJ, Cantor Fitzgerald Karen Klitzman, Cantor Fitzgerald Eugenuni Kniazev, 46, New York, NY, Windows on the World Andrew Knox, 30, Adelaide, Australia Thomas P. Knox, 31, Hoboken, NJ Rebecca Lee Kobone, 48, Guttenberg, NJ Gary Koecheler, 57, Harrison, NY, Euro Brokers, Inc. Ryan Kohart, 26, Garden City, NY, Cantor Fitzgerald Vanessa L. Kolpak, Keefe, Bruyette & Woods Irina Kolpakova, 37, New York, NY, Harris Beach LLP Suzanne Kondratenko, 27, Chicago, IL, Keane Consulting Group Abdoulaye Kone, 37, New York, NY, Windows on the World Bonseok Koo, 32, River Edge, NJ Dorota Kopiczko, 26, Nutley, NJ Bojan Kostic, 34, Cantor Fitzgerald Danielle Kousoulis, 29, NJ Shekhar Kumar, 30, New York, NY Frederick Kuo, Washington Group Int'l Patricia Kuras, 42, New York, NY Nauka Kushitani, 44, New York, NY Victor Kwarkye, 35 Kui Fai Kwok, 31, New York, NY Angela R. Kyte, 49, Boonton, NJ, Marsh USA Andrew LaCorte, 61, Jersey City, NJ James P. Ladley, 41, Colt Neck, NJ Jeanette LaFond-Menichino, 49, New York, NY Michael P. Laforte, Cantor Fitzgerald Alan Lafranco, Windows on the World Neil K. Lai, 59, East Windsor, NJ Vincent A. Laieta, 31, Edison, NJ, AON Frank Lalama, 45, Nutley, NJ, Port Authority Chow K. Lam, 48, Maywood, NJ Steve Lamantia, Cantor Fitzgerald Amy Lamonsoff, North America Risk Waters Group Brendan Lang, 30, Red Bank, NJ Rosanne Lang, 42, Middletown, NJ, Cantor Fitzgerald Venessa Langer, Regis USA Mary Lou Langley, 53, New York, NY, AON Ruth S. Lapin, 53, East Windsor, NJ, Baseline Financial Services Robin Larkey, 48, Chatham, NJ, Cantor Fitzgerald Christopher Larrabee, 26, Palos Verdes Estates, CA, Cantor Fitzgerald Hamidou S. Larry, 37, New York, NY John Larson, 37, Colonia, NJ, AON Nicholas C. Lassman, Cantor Fitzgerald Paul Laszczynski, Wayne, NJ, Port Authority Amarnath Latchman, 41 Jeffrey Latouche, 49 Stephen James Lauria, 39, New York, NY, Marsh & McLennan Maria Lavache, 60, New York, NY Denis F. Lavelle, 42, Yonkers, NY, Syncorp Jeannine Laverde, Keefe, Bruyette & Woods Anna Laverty, 52, Middletown, NJ Bob Lawrence, Sandler O'Neill Robert A. Lawrence, 41, Summit, NJ, Cantor Fitzgerald Nathaniel Lawson, 61, New York, NY, Forte Food Service Eugene Lazar, 27 Neil Leavy, 34 Kenneth Charles Ledee, 38, Monmouth, NJ, Marsh & McLennan Alan Lederman, 43, AON Alexis Leduc, 45, New York, NY Gary H. Lee, 62, Lindenhurst, NY, Cantor Fitzgerald Hyun-joon Lee, 34, New York, NY, New York State Government Jong-min Lee Juanita Lee, 44, AON Kathryn Lee, 55, NY, Marsh & McLennan Lorraine Lee, 37, New York, NY, AON Myoung W. Lee, 41, Lyndhurst, NJ Richard Lee, 34 Stuart Lee, 31 Yang Der Lee, 63, New York, NY, Windows on the World Stephen Lefkowitz, 50, New York, NY, NY State Dept. of Taxation and Finance Adriana Legro Edward Lehman, 42, AON David Leistman, Cantor Fitzgerald David LeMagne, North Bergen, NJ, Port Authority Joseph A. Lenihan, 41, Greenwich, CT, Keefe, Bruyette & Woods John J. Lennon, 44, Howell, NJ, Port Authority John Robinson Lenoir, 38, Locust Valley, NY, Sandler O'Neill Partners Robert Lenoir, Sandler O'Neill Jorge Luis Leon, 43, Union City, Nj, Cantor Fitzgerald Matthew G. Leonard, Cantor Fitzgerald Michael Lepore, 39, Bronxville, NY, Marsh & McLennan Charles A. Lesperance, 55 Jeffrey Leveen, Cantor Fitzgerald John Levi, New York, NY, Port Authority Alisha Caren Levin, 33, New York, NY, Fuji Bank Neil Levin Robert Levine, 56, West Babylon, NY Shai Levinhar, 29, New York, NY Adam J. Lewis, Keefe, Bruyette & Woods Margaret S. Lewis, 49, Elizabeth, NJ, Port Authority Ye Wei Liang, 27, New York, NY Orasri Liangthanasarn, Windows on the World Steven B. Lillianthal, 38, Millburn, NJ Craig Lilore, 30, Lyndhurst, NJ Arnold A. Lim, 28, Fiduciary Trust Int'l Darya Lin, 32, Chicago, IL, Keane Consulting Group Thomas V. Linehan, 39, Montville, NJ Alansan Linton, Sandler O'Neill Diane T. Lipari, Carr Futures Kenneth Lira, 28, Paterson, NJ Lorraine Lisi, 44, New York, NY Vincent Litto, 52, New York, NY, Cantor Fitzgerald Ming-Hao Liu, Livingston, NJ, Washington Group Int'l Joseph Livera, 67 Nancy Liz, 39, AON Harold Lizcano, Carr Futures Martin Lizzul, 31, Dix Hills, NY, Krestel Technologies George Llanes, Carr Futures Elizabeth Claire Logler, 31, New York, NY, Cantor Fitzgerald Catherine Loguidice, Cantor Fitzgerald Michael Lomax, AON Laura M. Longing, 35, Pearl River, NY, Marsh USA Salvatore Lopes Daniel Lopez, Carr Futures Manuel L. Lopez, 54, Jersey City, NJ, Marsh & McLennan Stuart Louis, Sandler O'Neill Joseph Lovera, 60, Jersey City, NJ, Jersey City Fire Dept. Dispatcher Garry Lozier, 47, Darien, CT, Sandler O'Neill Edward (Ted) H. Luckett, 40, Fair Haven, NJ, Cantor Fitzgerald James Ludley, 41, Colts Neck, NJ Mark G. Ludvigsen, Keefe, Bruyette & Woods Lee Charles Ludwig, 49, New York, NY, Fiduciary Trust Int'l Sean T. Lugano, Keefe, Bruyette & Woods Daniel Lugo, 45, New York, NY, Summit Security Services Jin Lui, 34, Piscataway, NJ Marie Lukas, 32, New York, NY, eSpeed (of Cantor Fitzgerald) Michael P. Lunden, 37, New York, NY, TradeSpark (of Cantor Fitzgerald) Christopher Lunder, 34, Wall, NJ, Cantor Fitzgerald Gary Lutnick, 36, New York, NY, Cantor Fitzgerald Linda Luzzicone, 39, Centerport, NY, Cantor Fitzgerald Alexander Lygin, 28, New York, NY Farrell Peter Lynch, Cantor Fitzgerald James Lynch, Woodbridge, NJ, Port Authority Louise A. Lynch, 58, Amityville, NY Michael Lynch, 30 Richard Dennis Lynch, 30, Euro Brokers, Inc. Robert H. Lynch, 44, Cranford, NJ, Port Authority Sean Lynch, Cantor Fitzgerald Robert Mace, Cantor Fitzgerald Jan Maciejewski, 37, New York, NY, Julien J. Studley, Inc. Catherine MacRea, 23, Fred Alger Management Richard Madden, AON Simon Maddison, 40, Florham Park, NJ, Cantor Fitzgerald Dennis A. Madsen, 53, Glen Gardner, NJ Noell Maerz, 29, Long Island, NY, Euro Brokers, Inc. Jay Robert Magazine, 48, New York, NY, Windows on the World Brian Magee, 52, Floral Park, NJ Charles Wilson Magee, 51, Wantagh, NY, chief engineer, World Trade Center Joseph Maggitti, 47 Ronald E. Magnuson, 57, Park Ridge, NJ Daniel L. Maher, 50, Hamilton, NJ Thomas A. Mahon, 37, East Norwich, NY, Cantor Fitzgerald Joseph Maio, 32, Roslyn, NY Takashi Makimoto, 49, Fuji Bank, Japanese Abdu Malahi, 37, New York, NY Debora Maldonado, 47, New York, NY Myrna Maldonado, New York, NY, Port Authority Alfred R. Maler, 39, Morris Township, NJ Gregory J. Malone, Euro Brokers, Inc. Edward Francis (Teddy) Maloney, 32, Norwalk, CT, TradeSpark (a Cantor Fitzgerald company) Joseph Maloney, 46 Gene E. Maloy, 41, New York, NY, Marsh & McLennan Christian Maltby, Cantor Fitzgerald Frank Mancini, 26, New York, NY, Bronx Builders Joseph Mangano, 53, Jackson, NJ Sara Manley, 31, New York, NY, Fred Alger Investment Debra M. Mannetta, 31, Islip, NY, Carr Futures Marion Victoria Manning, 27, Rochdale Village, NY Terence J. Manning, 36, Rockville Centre, NY James Maounis, 42, New York, NY Laura Marchese-Giglio, 35, Massapequa Park, NY, Alliance Consulting Peter Mardikian, 29, New York, NY, Imagine Software Edward J. Mardovich, Lloyd Harbor, NY Lester Vincent Marino, 57, Massapequa, NY, Vita Marino, Sandler O'Neill Kevin Marlo, 28, New York, NY, Sandler O'Neill Jose J. Marrero, 32, Old Bridge, NJ James Martello, 41, Rumson, NJ, Cantor Fitzgerald Michael A. Marti, 26, Glendale, NY Billy Martin, Cantor Fitzgerald Brian E. Martineau, 37, Edison, NJ, AON Betsy Martinez, 33, New York, NY Edward Martinez, 60 Jose Martinez, 49, Hauppauge, NY Robert Martinez, 24, Long Island City, NY, Summit Security Services Lizie Martinez-Calderon, 32, AON Bernard Mascarenhas, Marsh & McLennan Stephen F. Masi, 55, New York, NY, Cantor Fitzgerald Nicholas Massa, 65, AON Patricia A. Massari, 25, Glendale, NY Michael Massaroli, 38, New York, NY, Cantor Fitzgerald Philip W. Mastandrea, 42, Chatham, NJ Rudolph Mastrocinque, 43, Kings Park, NY, Marsh & McLennan Joseph Mathai, 49 Charles M. Mathers, 61, Sea Girt, NJ William A. Matheson, 40, Morris Township, NJ Marcello Matricciano, 31, New York, NY, Cantor Fitzgerald Margaret Mattic, 51, General Telecom Robert D. Mattson, 54, Rockaway, NJ Walter Matuza, 39 Charles A. (Chuck) Mauro, 65, New York, NY, AON Charles J. Mauro, 46, Morganville, NJ Dorothy Mauro, 55, New York, NY, Marsh & McLennan Nancy T. Mauro, 51, New York, NY, Marsh & McLennan Tyrone May, 44, Rahway, NJ Robert J. Mayo, 46, Morganville, NJ Kathy Mazza, Farmingdale, NY, Port Authority Edward Mazzella, 62, Monroe, NY, Cantor Fitzgerald Jennifer Mazzotta, 23, New York, NY Kaaria Mbaya, 39, Nairobi, Kenya, Cantor Fitzgerald James J. McAlary, 42, Spring Lake Heights, NJ, Carr Futures Patricia A. McAneney, 50, Pomona, NY, Marsh & McLennan Colin Richard McArthur, 52, Howell, NJ, AON Ken McBrayer, Sandler O'Neill Brendan McCabe, 40 Michael McCabe, 42, Rumson, NJ, Cantor Fitzgerald Justin McCarthy, 30, Port Washington, NY, Cantor Fitzgerald Kevin McCarthy, 42, Fairfield, CT, Cantor Fitzgerald Michael Desmond McCarthy, 33, Huntington, NY, Carr Futures Robert McCarthy, 33 Stanley McCaskill, 47, New York, NY Katie McCloskey, 25, Marsh Insurance Agency Charles A. McCrann, Marsh & McLennan Tonyell McDay, 25, Colonia, NJ Matthew McDermott, 34, Basking Ridge, NJ, Cantor Fitzgerald Joseph P. McDonald, 43, Livingston, NJ, Cantor Fitzgerald Michael McDonnell, 34 John F. McDowell, 33, New York, NY, Sandler O'Neill Eamon McEneaney, 46, New Canaan, CT, Cantor Fitzgerald John Thomas McErlean, 39, Larchmont, NY, Cantor Fitzgerald Katherine (Katie) McGarry-Noack, 30, Hoboken, NJ, Telekars USA Daniel F. McGinley, 40, Ridgewood, NJ Mark McGinly, Vienna, VA, Carr Futures Thomas H. McGinnis, 41, Oakland, NJ Michael G. McGinty, 42, Foxboro, Mass., Marsh Inc. Ann McGovern, AON Scott M. McGovern, 35, Wyckoff, NJ Stacey McGowan, Sandler O'Neill Frank Noel McGuinn, 50, Rye, NY, Cantor Fitzgerald Patrick McGuire, 40 Thomas McHale, Cantor Fitzgerald Keith McHeffey, 31, Monmouth, NJ, Cantor Fitzgerald Ann M. McHugh, Euro Brokers, Inc. Denis J. McHugh, 36, New York, NY, Euro Brokers, Inc. Michael Edward McHugh, 35, Tuckahoe, NY, TradeSpark of Cantor Fitzgerald Robert G. McIlvanie, 26, Merrill Lynch & Co. Donald McIntyre, New York, NY, Port Authority Stephanie McKenna, 45, New York, NY, Reinsurance Solutions, Inc. Barry McKeon, Yorktown Heights, NY Darryl McKinney, 26, New York, NY, Cantor Fitzgerald George P. McLaughlin, 36, Hoboken, NJ Robert C. McLaughlin, 29 Gavin McMahon, AON Edmund M. McNalby, 40, Fair Haven, NJ Daniel McNeal, 29, Sandler O'Neill Walter McNeil, E. Stroudsburg, PA, Port Authority Sean McNutty, 30, Cantor Fitzgerald Rocco A. Medaglia, 49, Melville, NY, G.M.P. Inc. Abigail Medina, 46, New York, NY Anna Medina, 39, New York, NY Bill Meehan, Cantor Fitzgerald Damian Meehan, Carr Futures Manuel Emilio Mejia, 54, New York, NY, Windows on the World Eskedar Melaku, 31, New York, NY, Marsh & McLennan Antonio Melendez, 30, New York, NY, Windows on the World Mary Melendez, 44, Stroudsburg, PA, Fiduciary Trust Int'l Yelena Melnichenko, 28, New York, NY Stuart Todd Meltzer, 32, Syosett, NY, TradeSpark (Cantor Fitzgerald) Diarelia Mena, 30, New York, NY, Cantor Fitzgerald Lizette Mendoza, 33, AON Shevonne Mentis, 25, New York, NY Wesley Mercer, 70, New York, NY, Morgan Stanley Ralph Mercurio, 47, Rockville Centre, NY Alan H. Merdinger, 47, South Whitehall Twp., PA, Cantor Fitzgerald George Merino, 39, New York, NY Yamel Merino, 24, Yonkers, NY, EMT George Merkouris, Levittown, NY, Carr Futures Raymond J. Metz, 37, Trumbull, CT Jill Metzler, 32, AON David R. Meyer, Cantor Fitzgerald Nurul H. Miah, 35, New York, NY, Audiovisual Technologist William E. Micciulli, 30, Old Bridge, NJ Martin P. Michaelstein, 56, Morristown, NJ Peter T. Milano, 43, Middletown, NJ Gregory Milanowycz, 25, Cranford, NJ, AON Lukasz T. Milewski, 21, New York, NY, Forte Food Service Corey Peter Miller, 34, New York, NY, Cantor Fitzgerald Michael Matthew Miller, 39, Englewood, NJ, Cantor Fitzgerald Phil Miller, AON Robert Miller, 55, AON Robert A. Miller, 46, Old Bridge, NJ Charles M. Mills, 61, Brentwood, NY, NY State Dept. of Taxation and Finance William Minardi, 46, Bedford, NY, Cantor Fitzgerald Louis Minervino, 54, Middletown, NJ, Marsh USA Nana Akwasi Minkah, New York, NY, Windows on the World Wilbert Miraille, 29, New York, NY, Cantor Fitzgerald Domenick Mircovich, 40, Closter, NJ Rajesh A. Mirpuri, 30, Englewood, NJ Joe Mistrulli, 31, Wantagh, NY, Bronx Builders Richard Miuccio, 55, New York, NY, NY State Dept. of Taxation and Finance Frank V. Moccia, Washington Group Int'l Mubarak Mohammad, 23, East Orange, NJ Boyie Mohammed, Carr Futures Manuel Dejesus Molina, 31, New York, NY, ABM Industries Justin Molisani, 42 Brian Patrick Monaghan, 21, New York, NY Franklin Monahan, 45, Roxbury, NY John Monahan, Cantor Fitzgerald Craig D. Montano, 38, Glen Ridge, NJ Cheryl A. Monyak, 43, Greenwich, CT, Marsh & McLennan Sharon Moore, Sandler O'Neill Abner Morales, 37, New York, NY Carlos Morales, 29, New York, NY, Cantor Fitzgerald Martin Morales, Windows on the World Paula Morales, 42, AON Lindsay S. Morehouse, 24, Branford, CT, Keefe, Bruyette & Woods Steven Morello, 52, Bayonne, NJ Arturo Alva Moreno Roy Wallace Moreno, 42 Yvette Moreno, Carr Futures Dorothy Morgan, 47, Hempstead, NY Richard Morgan, 63, Glen Rock, NJ Blanca Morocho, 26, New York, NY, Windows on the World Leonel Morocho, 36, New York, NY, Windows on the World Dennis G. Moroney, Cantor Fitzgerald George Morrell, 47, Mt. Kisco, NY, Cantor Fitzgerald John Morris, 46, NJ Lynne Irene Morris, 22, Monroe, NY, Cantor Fitzgerald Seth Morris, Cantor Fitzgerald Christopher M. Morrison, 34, Charlestown, Mass., Zurich Scudder Investments Fred Morrone, Lakewood, NJ, Port Authority William Moskal, 50, Brecksville, OH, Marsh USA Mark Motroni, 56, North Bergen, NJ Joude J. Moussa, New York, NY, Cantor Fitzgerald Peter C. Moutos, 44, Chatham, NJ Damion Mowatt, 21, New York, NY, Forte Food Service Stephen V. Mulderry, Keefe, Bruyette & Woods, Inc. Michael Joseph Mullin, 27, Hoboken, NJ, Cantor Fitzgerald James Donald Munhall, 45, Ridgewood, NJ, Sandler O'Neill Carlos Munoz, 43, Columbia, Windows on the World Theresa Munson, 54, AON Robert Murach, 45, Montclair, NJ Cesar Augusto Murillo, 31, Norwalk, CT, Cantor Fitzgerald Marc A. Murolo, Cantor Fitzgerald Brian J. Murphy, Cantor Fitzgerald Charles Murphy, 36, Ridgewood, NJ, Cantor Fitzgerald Christopher W. Murphy, 35, Stamford, CT, Keefe, Bruyette & Woods, Inc. Edward C. Murphy, 42, Clifton, NJ, Cantor Fitzgerald James Murphy, 30, Garden City, NY, Thomson Financial James Thomas Murphy, 35, Middletown, NJ Kevin James Murphy, 40, Northport, NY, Marsh & McLennan Patrick S. Murphy, 36, Millburn, NJ, Marsh & McLennan Susan D. Murrary, 54, New Providence, NJ John J. Murray, 32, Hoboken, NJ, Cantor Fitzgerald John Joseph Murray, 52, Colts Neck, NJ, Industrial Bank of Japan Fall Mustafa, 31, East Orange, NJ Richard Todd Myhre, 37, New York, NY, Cantor FitzgeraldTakuya Nakamura, 30, Tuckahoe, NY, Nishi-Nippon Bank Alexander J. Napier, 38, Morris Township, NJ, AON Frank Naples, 29, Cliffside Park, NJ, Cantor Fitzgerald Catherine Nardella, 30, Bloomfield, NJ Mario Nardone, Euro Brokers, Inc. Manika Narula, 22, Kings Park, NY, Cantor Fitzgerald Karen Navarro, 30, Bayside, NY, Carr Futures Joseph Navas, Paramus, NJ, Port Authority Francis J. Nazario, 28, Jersey City, NJ, Cantor Fitzgerald Glenroy Neblett, 42, New York, NY Marcus Neblett, 31, AON Jerome O. Nedd, 39, New York, NY, Windows of the World Laurence Nedell, 52, AON Luke Nee, 44, Cantor Fitzgerald Pete Negron, Bergenfield, NJ, Port Authority Ann Nelson, Cantor Fitzgerald David W. Nelson, Carr Futures James Nelson, 40, Clark, NJ, Port Authority Michelle Ann Nelson, 27, Valley Stream, NY, Cantor Fitzgerald Oscar Nesbitt, 58, New York, NY, NY State Dept. of Taxation and Finance Jody Tepedino Nichilo, 39, New York, NY, Cantor Fitzgerald Martin S. Niederer, 23, Hoboken, NJ, Cantor Fitzgerald Alfonse Niedermeyer, Manasquan, NJ, Port Authority Martin Nierderer, 23, Hoboken, NJ Frank Niestadt, 55, Ronkonkoma, NY, AON Gloria Nieves Juan Nieves, 56, New York, NY, Windows on the World Paul R. Nimbley, 42, Middletown, NJ John Niven, AON Katherine "Katie" McGarry Noack, 30, Hoboken, NJ, Telekurs USA Daniel Nolan, 44, Lake Hoatcong, NJ Rob Noonan, Cantor Fitzgerald Daniela R. Notaro, Carr Futures Brian Novotny, 33, Hoboken, NJ, Cantor Fitzgerald Soichi Numata, 45, Irvington, NY, Fuji Bank, Japanese Brian Nunez, 29, New York, NY, Cantor Fitzgerald Jose R. Nunez, 42, New York, NY, Windows on the World Jeffrey Nussbaum, Carr Futures James P. O'Brien, 33, New York, NY, Cantor Fitzgerald Michael O'Brien, 42, Cedar Knolls, NJ, Cantor Fitzgerald Scott J. O'Brien, 40, New York, NY, Slam Dunk Networks Timothy O'Brien, 40, Rockville Centre, NY, Cantor Fitzgerald Dennis J. O'Connor, 34, New York, NY, Cantor Fitzgerald Diana O'Connor, Sandler O'Neill Keith K. O'Connor, 28, Hoboken, NJ Richard J. O'Connor, 48, LaGrangeville, NY, Marsh & McLennan Amy O'Doherty, Cantor Fitzgerald Marni Pont O'Doherty, Keefe, Bruyette & Woods, Inc. Andy O'Grady, Sandler O'Neill James A. O'Grady, 32, Harrington Park, NJ, Sandler O'Neill Peter O'Keefe, 44 Gerald O'Leary, 34 Matthew Timothy O'Mahoney, 39, New York, NY, Cantor Fitzgerald Seamus L. O'Neal, 52, New York, NY, Cantor Fitzgerald John P. O'Neill, 50, Director of Security, World Trade Center Peter O'Neill, Sandler O'Neill Sean O'Neill, Cantor Fitzgerald Patrick J. O'Shea, Carr Futures Robert W. O'Shea, 47, Wall, NJ Timothy O'Sullivan, 68, Albrightsville, PA, Cultural Inst. of Retirement Systems James A. Oakley, 52, Cortland Manor, NY, Marsh & McLennan Jefferson Ocampo, 28 Albert Ogletree, 49, New York, NY, Forte Food Service Philip Ognibene, Keefe, Bruyette & Woods Gerald M. Olcott, 55, New Hyde Park, NY, Marsh & McLennan Christine Anne Olender, 39, New York, NY, Windows on the World Elsy Carolina Osorio Oliva, 27, New York, NY, General Telecom Linda Oliva, Carr Futures Edward K. Oliver, 31, Jackson, NJ, Carr Futures Leah E. Oliver, 25, New York, NY, Marsh & McLennan Maureen Olson, 50, Rockville Centre, NY, Marsh Inc. Toshihiro Onda, 39, Fuji Bank Michael Opperman, 45, AON Chris Orgielewicz, Sandler O'Neill Margaret Orloske, 50, Windsor, CT, Marsh & McLennan Virginia Ormiston-Kenworthy, New York, NY Juan Romero Orozco, Acatlan de Osorio, Puebla, Mexico Ronald Orsini, 59, Hillsdale, NJ, Cantor Fitzgerald Peter K. Ortale, Euro Brokers, Inc. David Ortiz, Nanuet, NY, Port Authority Emilio (Peter) Ortiz, Carr Futures Paul Ortiz, 21, New York, NY, Bloomberg L.P. Sonia Ortiz, 58, New York, NY, ABM Industries Masaru Ose, 36, Fort Lee, NJ, Mizuho Capital Markets Corp. James Robert Ostrowski, 37, Garden City, NY John Oswald, 28, New York, NY, Cantor Fitzgerald Isidro Ottenwalder, 35, New York, NY, Windows on the World Michael Ou, 53, New York, NY, NY State Dept. of Taxation and Finance Todd Ouida, Cantor Fitzgerald Jesus Ovalles, 60, New York, NY, Windows on the World Peter J. Owens, Williston Park, NY Adianes Oyola, 23, New York, NY, Fuji Bank Angel Pabon, 54, New York, NY, Cantor Fitzgerald Israel Pabon, 31, New York, NY, Forte Food Service Roland Pacheco, 26, New York, NY, Alliance Consulting Michael Benjamin Packer, 45, New York, NY, Merrill Lynch Deepa K. Pakkala, 31, Stewardsville, NJ Thomas Anthony Palazzo, 44, Armonk, NY, Cantor Fitzgerald Richard Palazzolo, 39, New York, NY, Cantor Fitzgerald Alan N. Palumbo, 42, New York, NY, Cantor Fitzgerald Christopher M. Panatier, 36, Rockville Centre, NY, Cantor Fitzgerald Dominique Pandolfo, 27, Hoboken, NJ, Marsh & McLennan Edward J. Papa, 47, Oyster Bay, NY, Cantor Fitzgerald Salvatore Papasso, 34 Vinod K. Parakat, 34, Sayreville, NJ Vijayashanker Paramsothy, AON Hardai "Casey" Parbhu, 42, AON James Parham, New York, NY, Port Authority Debbie Paris, Sandler O'Neill George Paris, 33, New York, NY, Cantor Fitzgerald Gye-Hyong Park, 28, New York, NY, Metropolitan Life Insurance Co. Philip L. Parker, 53, Skillman, NJ Michael A. Parkes, 27, New York, NY, Marsh & McLennan Emmett Parks, 47 Robert E. Parks, Jr., 47, Middletown, NJ, Cantor Fitzgerald Hasmukh Parmar, 48, NJ Diane Parsons, 58, Malta, NY, NY State Dept. of Taxation and Finance Leobardo Lopez Pascual, 41, New York, NY, Windows on the World Michael Pascuma Jerrold Paskins, 57, Anaheim Hills, CA, Devonshire Group Horace Robert Passananti, 55, New York, NY, Marsh & McLennan Suzanne Passaro, 42, AON Victor Antonio Martinez Pastrana, Tlachichuca, Puebla, Mexico Avnish Ramanbhai, 28, New York, NY, Fred Alger Management Dipti Patel, 38, New Hyde Park, NY, Cantor Fitzgerald Manish K. Patel, 29, Edison, NJ Steven Paterson, Cantor Fitzgerald James M. Patrick, 30, Norwalk, CT, Cantor Fitzgerald Manuel Patrocino, 34, Windows on the World Bernard E. Patterson, 46, Upper Brookville, NY Cira Marie Patti, 40, New York, NY, Keefe, Bruyette & Woods James R. Paul, New York, NY, Carr Futures Patrice Paz, 38, AON Sharon Cristina Millan Paz Victor Paz-Gutierrez Stacey L. Peak, 36, New York, NY, Cantor Fitzgerald Richard Pearlman, 18, New York, NY, Forest Hills Ambulance Corps. Thomas E. Pedicini, 30, Hicksville, NY, Cantor Fitzgerald Todd Pelino, Cantor Fitzgerald Michel Adrian Pelletier, 36, Greenwich, CT, Cantor Fitzgerald Anthony Peluso, 46 Angel R. Pena, 45, River Vale, NJ Jose D. Pena, Windows on the World Richard A. Penny, 53, New York, NY, World Trade Center Project Renewal Salvatore Pepe, 45, New York, NY, Marsh & McLennan Carl Allen Peralta, 37, New York, NY, Cantor Fitzgerald Robert David Peraza, 30, New York, NY, Cantor Fitzgerald Maria Percoco, AON Jon Perconti, Cantor Fitzgerald Alejo Perez, 66, Union City, NJ, Windows on the World Angel Perez, 43, Jersey City, NJ, Cantor Fitzgerald Angela Susan Perez, 35, New York, NY, Cantor Fitzgerald Anthony Perez, Cantor Fitzgerald Ivan Perez, 37, New York, NY, Fiduciary Trust Int'l Nancy E. Perez, Union City, NJ, Port Authority Joseph John Perroncino, 33, Smithtown, NY, Cantor Fitzgerald Edward J. Perrotta, 43, Mount Sinai, NY, Cantor Fitzgerald Emelda Perry, Washington Group Int'l Frank Pershep, AON Daniel Pesce, 34, New York, NY, Cantor Fitzgerald Michael J. Pescherine, Keefe, Bruyette & Woods Davin Peterson, 25, New York, NY, Cantor Fitzgerald William Russell Peterson, 46, New York, NY Mark Petrocelli, 29, New York, NY, Carr Futures Kaleen E. Pezzuti, 28, Fair Haven, NJ, Cantor Fitzgerald Dominick Pezzulo, 36, Bronx, NY, Port Authority Tu-Anh Pham, 42, Princeton, NJ, Fred Alger Management Michael Phillip, Sandler O'Neill Eugenia Piantieri, 55, New York, NY Ludwig J. Picarro, 44, Basking Ridge, NJ, Zurich American Insurance Group Matthew Picerno, 44 Joseph O. Pick, 40, Hoboken, NJ, Fiduciary Trust Int'l Dennis J. Pierce, 54, New York, NY, NY State Dept. of Taxation and Finance Maxima J. Pierre, 40, Bellport, NY, Forte Food Service Bernard T. Pietronico, 39, Old Bridge, NJ, Cantor Fitzgerald Nicholas P. Pietrunti, 38, Belford, NJ Susan Elizabeth Ancona Pinto, 44, New York, NY, eSpeed (Cantor Fitzgerald) Joseph Piskaldo, 48, North Arlington, NJ Todd Pitman, Cantor Fitzgerald Josh Piver, 42, Stonington, CT, Cantor Fitzgerald Joseph Plumitallo, 45, Manalapan, NJ John Pocher, Cantor Fitzgerald William H. Pohlmann, 56, Ardsley, NY, NY State Dept. of Tax Enforcement Laurence Polatsch, 32, New York, NY, Cantor Fitzgerald Thomas Polhemus, 39, Parsippany, NJ Steve Pollicino, 48, Hicksville, NY, Cantor Fitzgerald Susan Pollio, Euro Brokers, Inc. Joshua Poptean, 37, NY, Construction Foreman Giovanna Porras, 24, New York, NY, General Telecom Anthony Portillo James E. Potorti, 52, Plainsboro, NJ Daphne Pouletsos, 47, Westwood, NJ, AON Richard Poulos, 55, Levittown, NY, Cantor Fitzgerald Stephen Poulos, AON Brandon J. Powell, 26, New York, NY, Forte Food Service Tony Pratt, 43, New York, NY, Forte Food Service Gregory M. Preziose, 34, Holmdel, NJ Wanda Prince, 30, New York, NY, Fiduciary Trust Int'l Everett Martin (Marty) Proctor, 44, New York, NY, Cantor Fitzgerald Carrie Progen, 24, AON David L. Pruim, 53, Upper Montclair, NJ, AON John Puckett, 47 Robert D. Pugliese, 47, East Fishkill, NY, Marsh & McLennan Edward Pullis, 34, Hazlet, NJ, AON Patricia Ann Puma, 33, New York, NY, Julien J. Studley Inc. Edward R. Pykon, 33, Princeton Junction, NJ, Fred Alger Management Christopher Quackenbush, 44, Manhasset, NY Lars P. Qualben, 49, New York, NY, Marsh & McLennan Beth Ann Quigley, 25, New York, NY, Cantor Fitzgerald James Quinn, 23, Cantor FitzgeraldCarol Rabalais, 38, AON Christopher Peter A. Racaniello, 30, New York, NY, Cantor Fitzgerald Eugene J. Raggio, New York, NY, Port Authority Laura Marie Ragonese-Snik, 41, Bangor, PA, AON Peter F. Raimondi, Carr Futures Harry Raines, 37, Bethpage, NY Ehtesham U. Raja, 28, Clifton, NJ Valsa Raju, Carr Futures Julio Fernandez Ramirez, 47, Painting Company Employee Maria Ramirez, 25 Harry Ramos, 45, Newark, NJ Vishnoo Ramsaroop, 44, New York, NY, ABM Industries Lorenzo Ramzey, 48, East Northport, NY, AON Alfred T. Rancke, 42, Summit, NJ Todd Rancke, Sandler O'Neill Jonathan C. Randall, 26, New York, NY, Marsh & McLennan Shreyes Ranganath, 26, NJ Faina Rapoport, 45, New York, NY, Marsh & McLennan Robert Arthur Rasmussen, 42, Hinsdale, IL, Vestek Amenia Rasool, 33, New York, NY, Marsh & McLennan Roger M. Rasweiler, 53, Flemington, NJ David Alan James Rathkey, 47, Mountain Lakes, NJ William R. Raub, 38, Saddle River, NJ Gerard Rauzi, 42, NY State Dept. of Taxation and Finance Alexey Razuvaev, Euro Brokers, Inc. Gregory Reda, 33, New Hyde Park, NY, Marsh & McLennan Sarah (Prothero) Redheffer, 35, London, England, Risk Waters Group Michele Reed, 26, NJ, AON Judith A. Reese, 56, Kearny, NJ Thomas M. Regan, 43, Cranford, NJ Gregory Reidy, 25, Holmdel, NJ, Cantor Fitzgerald Jim Reilly, Keefe, Bruyette & Woods, Inc. Timothy E. Reilly, 40, New York, NY, Marsh USA Joseph Reina, 32, New York, NY, Cantor Fitzgerald Thomas B. Reinig, 48, Bernardsville, NJ, Cantor Fitzgerald Frank B. Reisman, 41, Princeton, NJ Joshua Reiss, Cantor Fitzgerald Karen Renda, 52, New York, NY, American Express John Armand Reo, 28, Larchmont, NY, Cantor Fitzgerald Richard Rescoroa, 62, NJ John Resta, Carr Futures Sylvia SanPio Resta, Carr Futures, New York, NY Luis C. Revilla, Washington Group Int'l Bruce Reynolds, Columbia, NJ, Port Authority Frederick Rhodes, 57, NJ John Rhodes, AON Francis S. Riccardelli, Westwood, NJ, Port Authority Rudolph N. Riccio, 50, New York, NY, Cantor Fitzgerald David Rice, 31, New York, NY, Sandler O'Neill Eileen M. Rice, 57, New York, NY, Marsh & McLennan Kenneth F. Rice, 34, Hicksville, NY, Marsh & McLennan Gregory Richards, 30, New York, NY, Cantor Fitzgerald Michael Richards, 38 Venesha Richards, North Brunswick, NJ Alan Jay Richman, 44, New York, NY, Marsh & McLennan John M. Rigo, 48, New York, NY James Riley, 25, New York, NY Theresa (Ginger) Risco, 48, New York, NY, Fred Alger Management Rose Mary Riso, 55, New York, NY, NY State Dept. of Taxation and Finance Moises N. Rivas, 29, New York, NY, Windows on the World Carmen A. Rivera, 33, Westtown, NY, Fiduciary Trust Int'l Isaias Rivera, 51, Perth Amboy, NJ Juan Rivera, 27, General Telecom Linda Rivera, 26, New York, NY, Marsh & McLennan David Rivers, 40, New York, NY, Risk Waters Group Joseph R. Riverso, 34, White Plains, NY, Cantor Fitzgerald Paul Rizza, 34, Park Ridge, NJ, Fiduciary Trust Int'l Stephen Roach, Cantor Fitzgerald Joseph Roberto, Keefe, Bruyette & Woods Leo Roberts, 44, Wayne, NJ Donald Robertson, Cantor Fitzgerald Catrina Robinson, 45, New York, NY Jeffrey Robinson, 38, South Brunswick, NJ Michell Robotham, 32, AON Donald Robson, 52, Manhasset, NY Antonio Rocha, 34, East Hanover, NJ, Cantor Fitzgerald Raymond J. Rocha, 29, Malden, Mass., Cantor Fitzgerald Laura Rockefeller, 41, New York, NY, Risk Waters Group John M. Rodak, 39, Sewell, NJ, Sandler O'Neill Roseann Rodgers-Lang, 42, Middletown, NJ Antonio Rodriguez, Port Washington, NY, Port Authority Carlos Cortez Rodriguez Carmen Rodriguez, 46, AON David B. Rodriguez-Vargas, 44, New York, NY, Windows on the World Gregory E. Rodriguez, 31, White Plains, NY, Cantor Fitzgerald Marsha A. Rodriguez, 41, West Paterson, NJ Richard Rodriguez, Cliffwood, NJ, Port Authority Karlie Rogers, 25, Risk Waters Group Scott Rohner, 22, Cantor Fitzgerald Joseph M. Romagnolo, 37, Coram, NY Elvin Santiago Romero, New York, NY James Romito, Westwood, NJ, Port Authority Sean Rooney, 50, Stamford, CT, AON Eric Thomas Ropiteau, 24, New York, NY, Cantor Fitzgerald Aida Rosario, 42, Jersey City, NJ Angela Rosario, 27, New York, NY, Cantor Fitzgerald Lloyd Roseberg, Cantor Fitzgerald Mark Rosen, Sandler O'Neill Brooke David Rosenbaum, 31, Long Island, NY, Cantor Fitzgerald Sheryl Rosenbaum, Cantor Fitzgerald Linda Rosenbaun, 41, Little Falls, NJ Mark Louis Rosenberg, 26, Teaneck, NJ Andrew I. Rosenblum, 45, Rockville Centre, NY, Cantor Fitzgerald Joshua Rosenblum, Cantor Fitzgerald Josh Rosenthal, 43, Fiduciary Trust Co. Richard D. Rosenthal, 50, Fair Lawn, NJ Daniel Rossetti, 32, Bloomfield, NJ, Certified Installation Services Norman Rossinow, 39, AON Mike Rothberg, Cantor Fitzgerald Donna Rothenberg, 53, AON Nick Rowe, 29, Hoboken, NJ, UME Voice Ronald J. Ruben, Keefe, Bruyette & Woods Joanne Rubino, 45, New York, NY, Marsh & McLennan Bart Joseph Ruggiere, 32, New York, NY, Cantor Fitzgerald Susan Ann Ruggiero, 30, Plainview, NY, Marsh Technologies Adam K. Ruhalter, 40, Plainview, NY, Cantor Fitzgerald Gilbert Ruiz, 45 Steven H. Russin, 32, Mendham, NJ Wayne Russo, 37, Union, NJ, Marsh & McLennan Edward Ryan, Carr Futures John J. Ryan, Keefe, Bruyette & Woods, Inc. Jonathan S. Ryan, Euro Brokers, Inc. Kristy Irvine Ryan, Sandler O'Neill Christina Sunga Ryook, 25, New York, NY, Cantor Fitzgerald Thierry Saada, 27, Cantor Fitzgerald Jason E. Sabbag, 26, New York, NY, Fiduciary Trust Int'l Scott Saber, 38 Joseph Sacerdote, 48, Freehold, NJ, Cantor Fitzgerald Francis J. Sadocha, 41, Huntington, NY, Forte Food Service Jude Elias Safi, 24, New York, NY, Cantor Fitzgerald Brock Safronoff, 26, Marsh & McLennan Edward Saiya, 49, New York, NY John Salamone, Cantor Fitzgerald Hernando Salas Juan Salas, 35, New York, NY, Windows on the World Esmerlin Salcedo, 36, New York, NY, Summit Security Services John S. Salerno, 31, Westfield, NJ Richard Salinardi, 32, Hoboken, NJ, Aramark Corp. Wayne Saloman, Cantor Fitzgerald Nolbert Salomon, 33, New York, NY, Morgan Stanley Catherine Salter, 37, AON Frank Salvaterra, 41, Manhasset, NY, Sandler O'Neill Paul Salvio, Carr Futures Samuel R. Salvo, AON Rena Sam-Dinnoo, 28, New York, NY, Marsh & McLennan Carlos Samaniego, 29, New York, NY, Cantor Fitzgerald James K. Samuel, Carr Futures James T. Samuel, 29, Jamesburg, NJ Michael V. San Phillip, 55, Ridgewood, NJ Sylvia San Pio, Carr Futures Hugo Sanay-Perafiel, Euro Brokers, Inc. Alva J. Sanchez, 41, Hempstead, NY, Marsh & McLennan Erick Sanchez, 41, Soundtone Jacquelyn P. Sanchez, 23, New York, NY, Cantor Fitzgerald Eric Sand, 36, Cantor Fitzgerald Stacey Leigh Sanders, 25, New York, NY, Marsh & McLennan Herman Sandler, 57, Sandler O'Neill James Sands, 38, Brick, NJ Ayleen J. Santiago, 40, New York, NY, Blue Cross Blue Shield Kirsten Santiago, 26, New York, NY, Insurance Overload Systems Maria Santillan, 27, Morris Plains, NJ Susan G. Santo, 24, New York, NY, Marsh & McLennan Mario Santoro, 27, New York, NY, EMT, New York Presbyterian Hospital Rafael Humberto Santos Rufino Conrado R. (Roy) Santos III, 37, New York, NY, Computer Consultant for Guy Carpenter, Accenture Kalyan K. Sarkar, Westwood, NJ, Port Authority Chapelle Sarker, Marsh & McLennan Paul F. Sarle, 38, Babylon Village, NY, Cantor Fitzgerald Deepika K. Sattaluri, 33, Edison, NJ Susan M. Sauer, 48, Chicago, IL, Marsh & McLennan Anthony Savas, Astoria, NY, Port Authority Vladimir Savinkin, 21, New York, NY, Cantor Fitzgerald Jackie Sayegh, 34 John Sbarbaro, 45, New York, NY, Cantor Fitzgerald Dawn E. Scala, 41, NJ Robert L. Scandole, Jr., 36, Pelham Manor, NY, Cantor Fitzgerald Michelle Scarpitta, Euro Brokers, Inc. John G. Scharf, 29, Manorville, NY Angela Susan Scheinberg, 46, New York, NY, Blue Cross Blue Shield Scott M. Schertzer, 28, Edison, NJ Sean Schielke, Cantor Fitzgerald Steven Schlag, 41, Franklin Lakes, NJ Jon S. Schlissel, 51, Jersey City, NJ, NY State Dept. of Taxation and Finance Karen Helene Schmidt, 42, Bellmore, NY Ian Schneider, Cantor Fitzgerald Marisa Di Nardi Schorpp, 38, White Plains, NY, Cantor Fitzgerald Frank G. Schott, 39, Massapequa, NY, Marsh & McLennan Gerard Schrang, 45 Jeffrey Schreier, 48, New York, NY, Cantor Fitzgerald John T. Schroeder, 31, Hoboken, NJ, Fred Alger Management Susan Lee Kennedy Schuler, 55, Allentown, NJ, Singer Frumento LLP Edward W. Schunk, 54, Baldwin, NY, Cantor Fitzgerald Mark Schurmeier, 44, McLean, VA, Federal Home Loan Mortgage Corp. Clarin Schwartz, AON John Schwartz Mark Schwartz, 50 Adriane Victoria Scibetta, 31, New York, NY, Cantor Fitzgerald Raphael Scorca, 61, Beachwood, NJ Randolph Scott, 48, Stamford, CT, Euro Brokers, Inc. Christopher J. Scudder, 37, Monsey, NY Arthur Scullin, New York, NY, Marsh Inc. Michael Seaman, 41, Manhasset, nY, Cantor Fitzgerald Margaret Seeliger, 34, New York, NY, Combined Insurance, AON Jason Sekzer, 31, New York, NY, Cantor Fitzgerald Matthew Sellitto, Cantor Fitzgerald Howard Selwyn, Euro Brokers, Inc. Larry Senko, 34, Lower Makefield Twp., PA, Alliance Consulting Frankie Serrano, 23, Elizabeth, NJ Alena Sesinova, 57, New York, NY, Marsh Inc. Adele Sessa, 36, New York, NY, Cantor Fitzgerald Sita Sewnarine, 37, New York, NY, Fiduciary Trust Int'l Karen Seymour-Dietrich, 30, Millington, NJ Davis (Deeg) Sezna, Sandler O'Neill Thomas J. Sgroi, 45, New York, NY, Marsh & McLennan Jayesh Shah, 38, Edgewater, NJ, Cantor Fitzgerald Khalid M. Shahid, 25, Union, NJ Mohammed Shajahan, 41, Spring Valley, NY, Marsh & McLennan Gary Shamay, 23, New York, NY, Cantor Fitzgerald Earl Richard Shanahan, 50, New York, NY Shiv Shankar, New York, NY Kadaba Shashikiran, 26, Hackensack, NJ Kathryn Anne Shatzoff, 37, New York, NY, Marsh & McLennan Barbara A. Shaw, 57, Morris Township, NJ Jeffrey J. Shaw, 42, Levittown, NY, Forest Electric Corp. Robert J. Shay, Jr., 27, New York, NY, Cantor Fitzgerald Daniel James Shea, 37, Pelham, NY, Cantor Fitzgerald Joseph Patrick Shea, 47, Pelham, NY, Cantor Fitzgerald Linda Sheehan, Sandler O'Neill Hagay Shefi, 34, Israel Terrance H. Shefield, 34, Newark, NJ John A. Sherry, Euro Brokers, Inc. Sean Shielke, 27, New York, NY, Cantor Fitzgerald Atsushi Shiratori, 36, New York, NY, Cantor Fitzgerald Thomas Shubert, 43, New York, NY, Cantor Fitzgerald Mark Shulman, 47, Old Bridge, NJ See-Wong Shun, 44, Westfield, NJ Allan Schwartzstein, 37, Chappaqua, NY, Cantor Fitzgerald Carmen Sierra, 46, Orange, NJ Johanna Sigmund, 25, New York, NY, Fred Alger Management Dianne T. Signer, 32, New York, NY, Fred Alger Management David Silver, 35, Cantor Fitzgerald Craig Silverstein, Sandler O'Neill Robert Francis Silwak, Cantor Fitzgerald Nasima H. Simjee, 38, New York, NY Bruce E. Simmons, 41, Ridgewood, NJ Arthur Simon, 57, Thiells, NY, Fred Alger Management Ken Simon, Cantor Fitzgerald Michael John Simon, 40, Harrington Park, NJ, Cantor Fitzgerald Paul Joseph Simon, 54, New York, NY, Marsh & McLennan Marianne Simone, Cantor Fitzgerald Barry Simowitz, 64, New York, NY, NY State Dept. of Taxation and Finance Jeff Simpson, 38, Lake Ridge, VA, Oracle George V. Sims, 46, Newark, NJ Khamladai K. (Khami) Singh, 26, New York, NY, Windows on the World Roshan R. (Sean) Singh, 21, New York, NY, Windows on the World Thomas Sinton, 41, Croton on Hudson, NY, Cantor Fitzgerald Peter A. Siracuse, 29, New York, NY, Cantor Fitzgerald Muriel F. Siskopoulos, Keefe, Bruyette & Woods Joseph M. Sisolak, 35, New York, NY, Marsh & McLennan John Skala, Clifton, NJ, Port Authority Francis J. Skidmore, 58, Randolph, NJ Toyena C. Skinner, 27, Kingston, NJ Paul A. Skrzypek, 37, New York, NY, Cantor Fitzgerald Christopher Slattery, 31, New York, NY, Cantor Fitzgerald Vincent Slavin, Cantor Fitzgerald Robert Sliwak, Wantagh, NY, Cantor Fitzgerald Paul K. Sloan, Keefe, Bruyette & Woods Wendy L. Small, 26, New York, NY, Cantor Fitzgerald Cathy T. Smith, 44, West Haverstraw, NY, Marsh & McLennan Daniel L. Smith, 47, Northport, NY George Smith, 38, West Chester, PA, SunGard Asset Management James G. Smith, Garden City, NY, Cantor Fitzgerald Jeffrey Smith, Sandler O'Neill Joyce Smith, 55, New York, NY, Forte Food Service Karl Trumbull Smith, 44, Little Silver, NJ, Cantor Fitzgerald Rosemary A. Smith, 61, New York, NY, Sidley Austin Brown & Wood Sandra Fajardo Smith, 37, New York, NY, Marsh & McLennan Bonnie Smithwick, 54, Quogue, NY, Fred Alger Management Rochelle Monique Snell, Mount Vernon, NY, Regus Leonard J. Snyder, 34, Cranford, NJ Astrid E. Sohan, 32, Freehold, NJ Sushil Solanki, 35, New York, NY, Cantor Fitzgerald Ruben Solares, Cantor Fitzgerald Naomi Solomon, 52, New York, NY, Callixa Daniel W. Song, 34, New York, NY, Cantor Fitzgerald Michael Sorresse, 34, Morris Plains, NJ, Marsh Inc. Fabian Soto, 31, Harrison, NJ, ABM Industries Stephen Soulas, 45, Basking Ridge, NJ Timothy Soulas, 35, Basking Ridge, NJ, Cantor Fitzgerald Gregory T. Spagnoletti, Keefe, Bruyette & Woods Donald F. Spampinato, Jr., 39, Manhasset, NY, Cantor Fitzgerald Thomas Sparacio, Euro Brokers, Inc. John Anthony Spataro, 32, Mineola, NY, Marsh & McLennan Maynard S. Spence, Jr., 42, Douglasville, GA, Marsh & McLennan George Spencer, West Norwalk, CT Robert A. Spencer, 45, Red Bank, NJ Mary Rubina Sperando, 39, New York, NY, Encompys Frank J. Spinelli, 44, Short Hills, NJ, Cantor Fitzgerald Will Spitz, Cantor Fitzgerald Klaus Sprockamp, 42, Heidelberg, Germany, LION Bioscience AG Saranya Srinuan, 23, New York, NY, Cantor Fitzgerald Fitzroy St. Rose, 40, New York, NY, General Telecom Micheal Stabile, Euro Brokers, Inc. Timothy Stackpole, 42 Richard James Stadelberger, 55, Middletown, NJ Eric A. Stahlman, 43, Holmdel Township, NJ Corina Stan, 31 Mary D. Stanley, 53, New York, NY, Marsh & McLennan Joyce Stanton Patricia Stanton Anthony M. Starita, 35, Westfield, NJ Derek J. Statkevicus, Keefe, Bruyette & Woods, Inc. Craig W. Staub, 30, Basking Ridge, NJ William Steckman, 34, West Hempstead, NY, WNBC-TV Eric T. Steen, 32, New York, NY, Euro Brokers, Inc. William R. Steiner, 56, New Hope, PA, Marsh & McLennan Alexander Steinman, Cantor Fitzgerald Andrew Stergiopoulos, 23, New York, NY, Cantor Fitzgerald Andrew Stern, 45, Cantor Fitzgerald Martha Stevens, AON Michael J. Stewart, Carr Futures Richard H. Stewart, Cantor Fitzgerald Sanford M. Stoller, 54, New York, NY, Accenture Lonny J. Stone, Carr Futures Jimmy Nevill Storey, 58, Katy, TX, Marsh Inc. Timothy Stout, 42, Dobbs Ferry, NY, Cantor Fitzgerald Thomas Strada, Cantor Fitzgerald James J. Straine, 36, Oceanport, NJ, Cantor Fitzgerald Edward Straub, AON George Strauch, AON George L. Straunch, 53, Avon-by-the-Sea, NJ Edward T. Strauss, Edison, NJ, Port Authority Steven R. Strauss, 51, Fresh Meadows, NY, Petrocelli Electric Steven Strobert, 33, Ridgewood, NJ, Cantor Fitzgerald Walwyn Stuart, Valley Stream, NY, Port Authority David S. Suarez, 24, West Windsor, NJ Yoichi Sugiyama, 34, Fort Lee, NJ, Fuji Bank, Japanese William Christopher Sugra, 30, New York, NY, eSpeed, Cantor Fitzgerald David M. Sullins, 31, Glendale, NY, Cabrini Hospital Patrick Sullivan, Breezy Point, NY, Cantor Fitzgerald Thomas Sullivan, 38, Kearney, NJ Larry Sumaya, 42, New York, NY, Marsh & McLennan James Joseph Suozzo, 47, Hauppauge, NY, Cantor Fitzgerald Colleen Supinski, 27, New York, NY, Cantor Fitzgerald Robert Sutcliffe, 39, Huntington, NY Selina Sutter, 58, Chatham, NJ Claudia Suzette Sutton, 34, New York, NY, Cantor Fitzgerald John F. Swaine, 36, Larchmont, NY, Cantor Fitzgerald Kristine Swearson, 34, New York, NY, eSpeed, Cantor Fitzgerald Kenneth J. Swenson, 30, Chatham, NJ Thomas F. Swift, 30, Jersey City, NJ Derek O. Sword, Keefe, Bruyette & Woods Kevin T. Szocik, 27, Keefe, Bruyette & Woods Gina Sztejnberg, 52, Ridgewood, NJ, Marsh & McLennan Norbert Szurkowski, 31, New York, NY, Signature Painting and Decorating Harry Taback, 56, New York, NY, Marsh & McLennan Joann Tabeek, 41, Staten Island, NY, Cantor Fitzgerald Norma C. Taddei, 64, New York, NY, Marsh & McLennan Michael Taddonio, 39, Huntington, NY, Euro Brokers Inc. Keiichiro Takahashi, 53, Port Washington, NY, Euro Brokers Inc. Keiji Takahashi, 42, Tenafly, NJ Phyllis Talbot, 53, New York, NY, Marsh & McLennan Robert Talhami, 40, Shrewsbury, NJ Maurita Tam, 22, New York, NY, AON Rachel Tamares, 30, New York, NY, AON Hector Tamayo, 51, Holliswood, NY, Vanderbilt Group Inc. Michael Andrew Tamuccio, 37, Pelham Manor, NY Kenichiro Tanaka, 52, Rye Brook, NY, Fuji Bank, Japanese Rhondelle Cherie Tankard, 31, AON Michael Tanner, Cantor Fitzgerald Dennis Taormina, 36, NJ Kenneth Tarantini, 39, Bayonne, NJ Ronald Tartaro, 39, Bridgewater, NJ, Fred Alger Management Darryl Taylor, 52, New York, NY, General Telecom Donnie Taylor, 40, AON Lorisa Ceylon Taylor, 31, New York, NY, Marsh & McLennan Michael M. Taylor, 42, New York, NY, Cantor Fitzgerald Yesh Tembe, 59, Piscataway, NJ Anthony Tempesta, Cantor Fitzgerald Dorothy Temple, 52, New York, NY, NY State Dept. of Taxation and Finance David Tengelin, 25, Goteborg, Sweden, Marsh & McLennan Brian J. Terrenzi, 29, Hicksville, NY, Cantor Fitzgerald Lisa Marie Terry, 42, Michigan, Marsh USA Goumatie Thackurdeen, 35, New York, NY, Fiduciary Trust Int'l Harshad Thatte, 30, Marsh & McLennan Thomas F. Theurkauf, Jr., Keefe, Bruyette & Woods, Inc. Lesley Thomas-O'Keefe, 40, Hoboken, NJ, Cantor Fitzgerald Brian T. Thompson, 49, Dix Hills, NY Clive Thompson, 43, Summit, NJ Glenn Thompson, Cantor Fitzgerald Nigel Bruce Thompson, 33, New York, NY, Cantor Fitzgerald Perry Anthony Thompson, 36, Mount Laurel, NJ, AON Vanavah Thompson, 26, New York, NY, ABM Industries Capt. William Harry Thompson, 51, New York, NY, Associate Court Officer, NY State Courts Eric R. Thorpe, Keefe, Bruyette & Woods Nichola A. Thorpe, Keefe, Bruyette & Woods Sal Tieri, 40, Shrewsbury, NJ, Marsh & McLennan William R. Tieste, 54, Basking Ridge, NJ, Cantor Fitzgerald Kenneth Tietjen, Matawan, NJ, Port Authority Stephen Edward Tighe, 41, Rockville Centre, NY, Cantor Fitzgerald Scott Timmes, Carr Futures Michael Tinley, 56, Dallas, TX, Marsh Inc. Jennifer M. Tino, 29, West Caldwell, NJ David Tirado, 26, New York, NY, Rent-a-PC Michelle Titolo, 34, Copaigue, NY, Cantor Fitzgerald John J. Tobin, 47, Kenilworth, NJ, Marsh & McLennan Richard J. Todisco, 61, Wyckoff, NJ Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada, Optus Stephen K. Tompsett, 39, Garden City, NY, Instinet (Reuters) Doris Torres, 32 Luis Torres, 31 Amy E. Toyen, 24, Newton, Mass., Thomson Financial Services Christophe M. Traina, 25, Brick, NJ, Carr Futures Daniel Patrick Trant, 40, Northport, NY, Cantor Fitzgerald Abdoul Karim Traore, 41, New York, NY, Windows on the World Glenn J. Travers, 53, Tenafly, NJ, Forest Electric Corp. Wally P. Travers, 44, Upper Saddle River, NJ, Cantor Fitzgerald Felicia Traylor-Bass, 38, New York, NY, Alliance Consulting Lisa L. Trerotola, Hazlet, NJ, Port Authority Karamo Trerra, 40, New York, NY, ASAP NetSource Michael Trinidad, 33, New York, NY, Cantor Fitzgerald Francis J. Trombino, 68, Clifton, NJ, Brinks Gregory J. Trost, Keefe, Bruyette & Woods Michael Patrick Trucker, 40, Rumson, NJ, Cantor Fitzgerald William Tselepis, 33, New Providence, NJ Zhanetta Tsoy, 32, Jersey City, NJ Pauline Tull-Francis Lance Richard Tumulty, 32, Bridgewater, NJ, Euro Brokers Ching Ping Tung, 43, New York, NY Simon James Turner, 39, London, England, Risk Waters Group Donald Joseph Tuzio, 51 Robert T. Twomey, 48, New York, NY Jennifer Tzemis, 26, New York, NY, Fred Alger Management John G. Ueltzhoeffer, 36, Roselle Park, NJ Tyler Ugolyn, 23, Ridgefield, CT, Fred Alger Management Michael A. Uliano, 42, Aberdeen, NJ, Cantor Fitzgerald Johnathan Uman, Cantor Fitzgerald Anil Shivhari Umarkar, 34, Hackensack, NJ, eSpeed (Cantor Fitzgerald) Allen V. Upton, 44, New York, NY, Cantor Fitzgerald Diane M. Urban John Damien Vaccacio, 30, New York, NY, Cantor Fitzgerald Bradley H. Vadas, 37, Westport, CT, Keefe, Bruyette & Woods Mayra Valdes-Rodriguez, 39, AON Felix Antonio Vale, 29, New York, NY, Cantor Fitzgerald Ivan Vale, 27, New York, NY, Cantor Fitzgerald Benito Valentin, 33, New York, NY, Marsh & McLennan Carlton Francis Valvo II, 38, New York, NY, Cantor Fitzgerald Erica Van Acker, AON Edward Raymond Vanacore, 29, Jersey City, NJ, Fiduciary Trust Int'l Kenneth W. VanAuken, 47, East Brunswick, NJ, Cantor Fitzgerald Jon Vandevander, 50 Daniel M. VanLaere, AON Frederick Varacchi, Cantor Fitzgerald Gopalakrishnan Varadhan, 32, New York, NY, Cantor Fitzgerald David Vargas, 46, New York, NY, Pitney Bowes Scott C. Vasel, 32, Park Ridge, NJ Arcangel Vazquez, 47, New York, NY, Maintenance Azael Ismael Vasquez, 21, New York, NY, Forte Food Service Santos Vasquez, 55, New York, NY, Cantor Fitzgerald Sankara Velamuri, 63, Avenel, NJ Jorge Velazquez, 47, Passaic, NJ, Security Guard, Morgan Stanley Anthony M. Ventura, 41, Middletown, NJ David Vera, Euro Brokers, Inc. Loretta A. Vero, 51, Nanuet, NY Christopher Vialonga, 30, Demerest, NJ, Carr Futures Matthew Gilbert Vianna, 23, Manhasset, NY, Cantor Fitzgerald Robert A. Vicario, 40, Weehawken, NJ, Cantor Fitzgerald Celeste Torres Victoria, 41, New York, NY, Risk Waters Group Joanna Vidal, 26, Yonkers, NY, Risk Waters Group Robert J. Vignola, Jr., 44, Merrick, NY, Cantor Fitzgerald Joseph B. Vilardo, 42, Stanhope, NJ, Cantor Fitzgerald Chantal Vincelli, 38, New York, NY, Data Synapse Melissa Vincent, 28, NJ Francine A. Virgilio, 48, New York, NY, AON Corp. Joseph G. Visciano, Keefe, Bruyette & Woods Ramsaroop Vishnu, 45, New York, NY Joshua S. Vitale, 28, Great Neck, NY, Cantor Fitzgerald Richard Vito, 54, Manalapan, NJ Maria Percoco Vola, 37, New York, NY, AON Corp. Lynette D. Vosges, 48, New York, NY, AON Corp. Garo H. Voskerijian, 43, Valley Stream, NY, Marsh & McLennan Alfred Vukuosa, 32, New York, NY, Cantor Fitzgerald Gregory Wachtler, 25, NJ Gabriela Waisman, 33 Wendy Wakeford, 40, Freehold, NJ Courtney Wainsworth Walcott, 37, New York, NY, IQ Financial Systems Victor Wald, 49, New York, NY, Avalon Partners Benjamin Walker, 41, Suffern, NY, Marsh & McLennan Glen J. Wall, 38, Rumson, NJ Mitchel Scott Wallace, 34, Mineola, NY, N.Y. State Supreme Court Peter Wallace, 66, Lincoln Park, NJ, Marsh Risk Securities Roy Wallace, 42, Wyckoff, NJ Jean Marie Wallendorf, Keefe, Bruyette & Woods Blake Wallens, Cantor Fitzgerald John Wallice, Huntington, NY, Cantor Fitzgerald Barbara P. Walsh, 59, New York, NY, Marsh & McLennan James Walsh, Cantor Fitzgerald Ching H. Wang, 59, First Commercial Bank Weibin Wang, 41 Stephen Ward, 33, Gorham, ME, Cantor Fitzgerald James A. Waring, 49, New York, NY, Cantor Fitzgerald Brian G. Warner, 32, Morganville, NJ Derrick Washington, 33, Calverton, NY, Verizon Charles Waters, 44, New York, NY, Cantor Fitzgerald James T. Waters, Keefe, Bruyette & Woods Michael H. Waye, 38, Morganville, NJ Todd Weaver, 30, New York, NY, Fiduciary Trust Int'l Nathaniel Webb, Jersey City, NJ, Port Authority Dinah Webster, 50, Risk Waters Group Joanne Flora Weil, 39, New York, NY, Harris Beach L.L.P. Steven Weinberg, 41, New City, NY, Baseline (a Thomas Financial Co.) Scott Jeffrey Weingard, 29, New York, NY, Cantor Fitzgerald Steven Weinstein, 50, New York, NY Simon Weiser, 65 David T. Weiss, Cantor Fitzgerald Vincent Wells, 23, England, Cantor Fitzgerald Christian Hans Rudolf Wemmers, 43, San Francisco, CA, Callixa Ssu-Hui (Vanessa) Wen, 23, New York, NY, Cantor Fitzgerald Oleh D. Wengerchunk, Washington Group Int'l Peter West, Cantor Fitzgerald Whitfield West, 41, New York, NY, Cantor Fitzgerald Meredith Lynn Whalen, 23, Hoboken, NJ, Fred Alger Management Adam S. White, 26, New York, NY, Cantor Fitzgerald James Patrick White, 34, Hoboken, NJ, Cantor Fitzgerald John S. White, 48, New York, NY, ABM Industries Kenneth W. White, 50, New York, NY, IPC Kleinknect Electric Co. Leonard Anthony White, 57, New York, NY, Verizon Malissa White, 34, New York, NY, Marsh & McLennan Wayne White, 38, New York, NY, Marsh & McLennan Leanne Marie Whiteside, 31, AON Michael Wholey, Westwood, NJ, Port Authority Mary Wieman, AON Jeffrey Wiener, 32, New York, NY William J. Wik, 44, Crestwood, NY, AON Alison Wildman, Carr Futures John Willett, 29, New York, NY Brian Patrick Williams, 29, New York, NY, Cantor Fitzgerald Crossley Williams, Jr., 28, Uniondale, NY, Fiduciary Trust Int'l David Williams, 34, New York, NY, ABM Industries Deborah Lynn Williams, 35, Hoboken, NJ Kevin Williams, Sandler O'Neill Louie Anthony Williams, 44, New York, NY Louis Calvin Williams III, 53, Mandeville, LA, Vestek Cynthia Wilson, 52, New York, NY, International Office Centers Donna Wilson, 48, AON William E. Wilson, 55, New York, NY, AON Corp. Alan Winiewski, 47, Howell, NJ David H. Winton, Keefe, Bruyette & Woods Glenn J. Winuk, 40, New York, NY, Holland & Knight Thomas Francis Wise, 43, New York, NY Frank T. Wisniewski, 54, Basking Ridge, NJ, Cantor Fitzgerald David Wiswall, AON Sigrid Charlotte Wiswe, 41, New York, NY Michael R. Wittenstein, 34, Hoboken, NJ, Cantor Fitzgerald Christopher Wodenshek, 35, Hasbrouck Heights, NJ, Cantor Fitzgerald (TradeSpark) Martin (Buff) Wohlforth, 47, Sandler O'Neill Katherine S. Wolf, 40, New York, NY, Marsh & McLennan Jennifer Y. Wong, 26, New York, NY, Marsh & McLennan Siu Cheung Wong, 34, Jersey City, NJ, Marsh & McLennan Yin Ping (Steven) Wong, 34, AON Yuk Ping Wong, 47, New York, NY, N.Y. State Dept. of Taxation and Finance Brent J. Woodall, Keefe, Bruyette & Woods James J. Woods, 26, New York, NY, Cantor Fitzgerald Patrick Woods, 36 Richard H. Woodwell, 44, Ho-Ho-Kus, NJ John B. Works, 36, Darein, CT, Keefe, Bruyette & Woods Martin M. Wortley, 29, Park Ridge, NJ Rodney J. Wotton, 36, Middletown, NJ William Wren, 61, Lynbrook, NY, OCS Security John Wright, 33, Rockville Centre, NY Neil R. Wright, 30 Sandra L. Wright, Langhorne, PA, AON Naomi Yajima, 21, Rutherford, NJ Jupiter Yambem, 41, Beacon, NY, Windows on the World Suresh Yanamadala, 33, Plainsboro, NJ, Marsh & McLennan Matthew D. Yarnell, 26, Kinnelon, NJ Myrna Yaskulka, 59, New York, NY, Fred Alger Management Shakila Yasmin, 26, New York, NY, Marsh & McLennan Olabisi L. Yee, 38, New York, NY, International Office Centers Paul Yoon Edward P. York, 45, Wilton, CT, Cantor Fitzgerald Kevin P. York, 31, Princeton, NJ Suzanne Youmans, 60, AON Barrington L. Young, Euro Brokers, Inc. Jacqueline (Jakki) Young, 37, New York, NY, Marsh & McLennan Elkin Yuen, 32, Carr Futures Joseph Zaccoli, 39, Valley Stream, NY, Cantor Fitzgerald Adel A. Zakhary, 50, North Arlington, NJ, Carr Futures Arkady Zaltsman, 45, New York, NY Edwin J. Zambrana, Jr. 24, New York, NY Robert Zampieri, 30, Carr Futures Mark Zangrilli, 36, Pompton Plains, NJ Ira Zaslow, 55, North Woodmere, NY, Lehman Brothers Aurelio Zedillo, Mexico, Mexico Kenneth Zelman, 40, Succasunna, NJ Abraham J. Zelmanowitz, 55, New York, NY Martin Morales Zempoaltecatl, 22, New York, NY, Windows on the World Zhe (Zack) Zeng, 28, New York, NY, Bank of New York Marc Scott Zeplin, 33, Harrison, NY, Cantor Fitzgerald Jie Yao Justin Zhao, 27, New York, NY Ivelin Ziminski, 40, Tarrytown, NY, Marsh & McLennan Michael J. Zinzi, 36, Newfoundland, NJ Charles A. Zion, 54, Greenwich, CT, Cantor Fitzgerald Julie L. Zipper, 44, Paramus, NJ Salvatore J. Zisa, 45, Hawthorne, NJ Prokopios Paul Zois, 46, Lynbrook, NY, Marsh & McLennan Joseph J. Zuccala, 54, Croton-on-Hudson, NY Andrew Steven Zucker, 27, New York, NY, Harris Beach L.L.P. PENTAGON NAVY ACTIVE DUTY Yeoman 2nd Class Melissa Rose Barnes, 27, Redlands, CA Information Systems Technician 2nd Class Kris Romeo Bishundat, 23, Waldorf, Maryland Electronics Technician 3rd Class Christopher Lee Burford , 23 Hubert, North Carolina Electronics Technician 3rd Class Daniel Martin Caballero, 21, Houston, Texas Lt. Eric Allen Cranford, 32, Drexel, North Carolina Capt. Gerald Francis Deconto, 44, Sandwich, Massachusetts Information Systems Technician 1st Class Johnnie Doctor Jr., 32, Jacksonville, Florida Cmdr. Robert Edward Dolan, 43, Florham Park, New Jersey Cmdr. William Howard Donovan Jr.,, 37, Nunda, New York Cmdr. Patrick Dunn, 39, Fords, New Jersey Aerographers Mate 1st Class Edward Thomas Earhart , 26, Salt Lick, Kentucky Lt. Cmdr. Robert Randolph Elseth , 37, Vestal, New York Storekeeper 3rd Class Jamie Lynn Fallon , 23, Woodbridge, Virginia Aerographers Mate 2nd Class Matthew Michael Flocco , 21, Newark, Delaware Capt. Lawrence Daniel Getzfred, 57, Elgin, Nebraska Electronics Technician 1st Class Ronald John Hemenway, 37, Shawnee, Kansas Lt. Michael Scott Lamana, 31, Baton Rouge, Louisiana Operations Specialist 2nd Class Nehamon Lyons IV, 30, Mobile, Alabama Electronics Technician 2nd Class Brian Anthony Moss, 34, Sperry, Oklahoma Lt. Cmdr. Patrick Jude Murphy, 38, Flossmoor, Illinois Illustrator/draftsman 2nd Class Michael Allen Noeth, Jackson Heights, New York Lt. Jonas Martin Panik, 26, Mingoville, Pennsylvania Lt. j.g. Darin Howard Pontell, 26, Columbia, Maryland Aviation Warfare Systems Operator First Class Joseph John Pycior Jr.,, 39, Carlstadt, New Jersey Information Systems Technician First Class Marsha Dianah Ratchford, 34, Prichard, Alabama Cmdr. Robert Allan Schlegel, 38, Gray, Maine Cmdr. Dan Frederic Shanower , 40, Naperville, Illinois Chief Information Systems Technician Gregg Harold Smallwood, 44, Overland Park, Kansas Lt. Cmdr. Otis Vincent Tolbert , 38, Lemoore, California Lt. Cmdr. Ronald James Vauk, 37, Nampa, Idaho Lt. Cmdr. David Lucian Williams, 32, Newport, Oregon Information Systems Technician Second Class Kevin Wayne Yokum, 27, Lake Charles, Louisiana Chief Information Systems Technician Donald McArthur Young, 41, Roanoke, Virginia NAVY CIVILIANS Angela Houtz, 27, La Plata, Maryland Brady Howell, 26, Arlington, Virginia Judith Jones, 53, Woodbridge, Virginia James Lynch , Manassas, Virginia Capt. Jack Punches, USN (Ret.), 51, Clifton, Virginia Chuck Sabin, 54, Defense Intelligence Agency NAVY CONTRACTORS Julian Cooper, 39, Springdale, Maryland Jerry Moran , 39, Upper Marlboro, Maryland Khang Nguyen, Fairfax, Virginia Marvin Woods, 58, Great Mills, Maryland U.S. Army List of Casualties Ms. Samantha Allen, Hillside, MD, Department of the Army Civilian Spec. Craig Amundson, U.S. Army, 28, Kansas Master Sgt. Max Beilke , U.S. Army (Ret.), Department of the Army civilian, 69, Laurel, Md. Ms. Carrie Blagburn , Department of the Army civilian, 48, Temple Hills, Md. Lt. Col. Canfield D. Boone , U.S. Army, 54, Indiana Ms. Donna Bowen , Department of the Army contractor, Verizon Communications Sgt. First Class Olmedo Jose Orlando Calderon , U.S. Army, 44, Puerto Rico Ms. Angelene Carter , Department of the Army civilian, 51, Forrestville, Md. Ms. Sharon Carver , Department of the Army civilian, 38, Maryland Mr. John J. Chada , Department of the Army civilian, 55, Manassas, Va. Ms. Ada M. Davis , Department of the Army civilian, 57, Camp Springs, Md. Lt. Col. Jerry D. Dickerson , U.S. Army, 41, Mississippi Ms. Amelia V. Fields , Department of the Army civilian, 36, Dumfries, Va. Dr. Gerald Fisher , Department of the Army contractor, Booz-Allen and Hamilton Mr. Cortz Ghee , Department of the Army civilian, 54, Reiserstown, Md. Ms. Brenda C. Gibson , Department of the Army civilian, 59, Falls Church, Va. Mr. Ronald F. Golinski , Department of the Army civilian, 60, Columbia, Md. Ms. Diane Hale-McKinzy , Department of the Army civilian, 38, Alexandria, Va. Ms. Carolyn B. Halmon , Department of the Army civilian, 49, Washington, D.C. Ms. Sheila Hein , Department of the Army civilian, 51, University Park, Md. Maj. Wallace Cole Hogan Jr ., U.S. Army, 40, Florida Mr. Jimmie Holley, Department of the Army civilian, 54, Lanham, Md. Ms. Peggie Hurt , Department of the Army civilian, 36, Crewe, Va. Lt. Col. Stephen Neil Hyland, Jr., U.S. Army, 45, California Sgt. Maj. Lacey B. Ivory, U.S. Army, 43, Missouri Lt. Col. Dennis M. Johnson , U.S. Army, 48, Wisconsin Ms. Brenda Kegler , Department of the Army civilian, 49, Washington, D.C. Mr. David W. Laychak , Department of the Army civilian, 40, Manassas, Va. Maj. Stephen V. Long , U.S. Army, 39, Georgia Mr. Terrance Lynch , Department of the Army contractor, Booz-Allen and Hamilton Ms. Teresa M. Martin , Department of the Army civilian, 45, Stafford, Va. Ms. Ada L. Mason , Department of the Army civilian, 50, Springfield, Va. Lt. Col. Dean E. Mattson , U.S. Army, 57, California Lt. Gen. Timothy J. Maude , U.S. Army, 53, Indianapolis, Ind. Mr. Robert J. Maxwell , Department of the Army civilian, 53, Manassas, Va. Ms. Molly McKenzie , Department of the Army civilian, 38, Dale City, Va. Maj. Ronald D. Milam , U.S. Army, 33, Oklahoma Ms. Odessa V. Morris , Department of the Army civilian, 54, Upper Marlboro, Md. Mr. Ted H. Moy , Department of the Army civilian, 48, Silver Springs, Md. Ms. Diana B. Padro , Department of the Army civilian, 55, Woodbridge, Va. Spec. Chin Sun Pak , U.S. Army, 24, Oklahoma Capt. Clifford L. Patterson , U.S. Army, 33, Alexandria, Va. Mr. Scott Powell , Department of the Army contractor, BTG Inc. Ms. Deborah A. Ramsaur , Department of the Army civilian, 45, Annadale, Va. Ms. Rhonda S. Rasmussen , Department of the Army civilian, 44, Woodbridge, Va. Ms. Martha M. Reszke , Department of the Army civilian, 36, Stafford, Va. Ms. Cecelia E. Richard , Department of the Army civilian, 41, Fort Washington, Md. Mr. Edward V. Rowenhorst , Department of the Army civilian, 32, Fredricksburg, Va. Ms. Judy Rowlett , Department of the Army civilian, 44, Woodbridge, Va. Mr. Robert Russell , Department of the Army civilian, 52, Oxen Hill, Md. Chief Warrant Officer William R. Ruth , U.S. Army, 57, Maryland Ms. Marjorie C. Salamone , Department of the Army civilian, 53, Springfield, Va. Lt. Col. David M. Scales , U.S. Army, 45, Cleveland, Ohio Ms. Janice Scott , Department of the Army civilian, 46, Springfield, Va. Mr. Michael L. Selves , Department of the Army civilian, 54, Fairfax, Va. Ms. Marian H. Serva , Department of the Army civilian, 47, Stafford, Va. Mr. Don Simmons , Department of the Army civilian, 58, Dumfries, Va. Ms. Cheryle D. Sincock , Department of the Army civilian, 53, Dale City, Va. Lt. Col. Gary F. Smith , U.S. Army (Ret.), Department of the Army civilian, 55, Alexandria, Va. Ms. Patricia J. Statz , Department of the Army civilian, 41, Tacoma Park, Md. Ms. Edna L. Stephens , Department of the Army civilian, 53, Washington D.C. Sgt. Maj. Larry L. Strickland , U.S. Army, 52, Washington Maj. Kip P. Taylor , U.S. Army, 38, Michigan Ms. Sandra C. Taylor , Department of the Army civilian, 50, Alexandria, Va. Sgt. Tamara C. Thurman , U.S. Army, 25, Alabama Mr. Willie Q. Troy , Department of the Army civilian, 51, Aberdeen Proving Ground, Md. Lt. Col. Karen J. Wagner , U.S. Army, 40, Texas Ms. Meta L. Waller , Department of the Army civilian, 60, Alexandria, Va. Staff Sgt. Maudlyn A. White , U.S. Army, 38, Christianstead, St. Croix, Virgin Islands Ms. Sandra L. White , Department of the Army civilian, 44, Dumfries, Va. Mr. Ernest Willcher , Department of the Army contractor, Booz-Allen and Hamilton Maj. Dwayne Williams , U.S. Army, 40, Alabama Mr. Edmond Young , Department of the Army contractor, BTG Inc. Ms. Lisa L. Young , Department of the Army civilian, 36, Germantown, Md. American Airlines Flight 11: Boston to Los Angeles: CREW: Barbara Arestegui, 38, Marstons Mills, MA Flight Attendant Jeffrey Collman, Flight Attendant Sara Low, 28, Batesville, AR - Flight Attendant Karen Martin, Flight Attendant Thomas McGuiness, 42, Portsmouth, NH - Co-Pilot Kathleen Nicosia, Flight Attendant John Ogonowski, 52, Dracut, MA - Pilot Betty Ong, 45, Andover, MA Flight Attendant Jean Roger, 24, Longmeadow, MA Flight Attendant Dianne Snyder, 42, Westport, MA Flight Attendant Madeline Sweeney, 35, Acton, MA Flight Attendant PASSENGERS: Anna Williams Allison, 48, Stoneham, MA Founder of A2 Software Solutions David Angell, 54, Pasadena, CA - Executive Producer, NBCs "Frasier" Lynn Angell, 45, Pasadena, CA Seima Aoyama Myra Aronson, 52, Charlestown, MA Press & Analyst Relations Manager for Compuware Corporation Christine Barbuto, 32, Brookline, MA Buyer for TJX Cos. Berry Berenson, 53, Los Angeles, CA - actress and photographer Carolyn Beug, 48, Los Angeles, CA Carol Bouchard, 43, Warwick, RI Kent County Hospital Emergency Room Secretary Robin Caplin, Natick, MA Neilie Casey, 32, Wellesley, MA Merchandise Planning Manager for TJX Cos. Jeffrey Coombs, 42, Abington, MA Security Analyst for Compaq Computer Tara Creamer, 30, Worcester, MA Merchandise Planning Manager for TJX Cos. Thelma Cuccinello, 71, Wilmot, NH Patrick Currivan Andrew Curry Green, Chelmsford, MA Brian Dale, 43, Warren, NJ Accountant & Attorney with Blue Capital Management David Dimeglio, Wakefield, MA Donald Ditullio, 49, Peabody, MA Albert Dominguez, 66, Sydney, Australia Worked for Qantas Airways in Sydney, Australia Alex Filipov, 70, Concord, MA Electrical Engineer Carol Flyzik, 40, Plaistow, NH Paul Friedman Karleton D.B. Fyfe, 31, Brookline, MA Senior Investment Analyst for John Hancock Peter Gay, 54, Tewksbury, MA - Vice President of Operations for Electronic Systems for Raytheon Co. Linda George, 27, Westboro, MA Buyer for TJX Cos. Edmund Glazer, 41, Los Angeles, CA - Chief Financial Officer & VP of Finance & Administration for MRV Communications, Inc. Lisa Fenn Gordenstein, 41, Needham, MA Assistant Vice President, Merchandise Manager for TJX Cos Paige Farley Hackel, 46, Newton, MA Spiritual Advisor Peter Hashem, 40, Tewksbury, MA - Engineer Robert Hayes Ted Hennessey, 35, Belmont, MA John Hofer Cora Holland, 52, Sudbury, MA Employee of Sudbury Food Pantry Nicholas Humber, 60, Newton, MA Owner of Brae Burn Management Waleed J. Iskandar, Boston, MA John Jenkins Charles Jones, 48, Bedford, MA Computer Programmer Robin Kaplan, 33, Westboro, MA Senior Store Equipment Specialist for TJX Cos. Barbara Keating, 72, Palm Springs, CA David Kovalcin, 42, Hudson, NH Senior Mechanical Engineer for Electronic Systems for Raytheon Corp. Judy Larocque, 50, Framingham, MA Founder & CEO of Market Perspectives Jude Larson, 31, Los Angeles, CA Natalie Larson, Los Angeles, CA N. Janis Lasden, 46, Peabody, MA Employee of General Electric Daniel John Lee, 34, Los Angeles, CA Daniel C. Lewin, 31, MA - Co-Founder, Akamai Technologies Susan MacKay, 44, Westford, MA Employee of TJX Cos Chris Mello, 25, Boston, MA Financial Analyst with Alta Communications Jeff Mladenik, 43, Hinsdale, IL Interim President at E-Logic Antonio Montoya Carlos Montoya Laura Lee Morabito, 34, Framingham, MA Quantas Airways Sales Manager in Boston Mildred Naiman, Andover, MA Laurie Neira Renee Newell, 37, Cranston, RI Customer Service Agent with American Airlines Jacqueline Norton, 60, Lubec, ME Robert Norton, 82, Lubec, ME Jane Orth, 49, Haverhill, MA Retired from Lucent Technology Thomas Percorelli, 31, Los Angeles, CA Cameraman for Fox Sports & E! Entertainment Sonia Morales Puopolo, 58, Dover, MA Retired Ballet Dancer David Retik, Needham, MA General Partnet & Founding Member of Alta Communications Philip Rosenweig, Acton, MA Executive with Sun Microsystems Richard Ross, 58, Newton, MA The Ross Group Jessica Sachs, 22, Billerica, MA Accountant with PriceWaterhouse Coopers Rahma Salie, 28, Boston, MA Heather Smith, 30, Boston, MA Beacon Capital Partners Douglas Stone, 54, Dover, NH Xavier Suarez Michael Theodoridis, 32, Boston, MA James Trentini, 65, Rowley, MA Retired Teacher & Assistant Principal Mary Trentini, 67, Rowley, MA Mary Wahlstrom, 75, Kaysville, UT Kenneth Waldie, 46, Methuen, MA Senior Quality Control Engineer for Raytheon Co. Timothy Ward, California Bill Weems, Marblehead, MA John Wenckus, 46, Torrance , CA Tax Consultant Candace L. Williams, 20, Danbury, CT - Student at Northeastern University Christopher Zarba, 47, Hopkinton, MA Software Engineer at Concord Communications American Airlines Flight 77: Washington to Los Angeles: CREW: Charles Burlinghame, Herndon, VA - Captain David Charlebois, Washington, DC - First Officer Michelle Heidenberger, Chevy Chase, MD - Flight Attendant Jennifer Lewis, 38, Culpeper, VA - Flight Attendant Kenneth Lewis, 49, Culpeper, VA - Flight Attendant Renee May, 39, Baltimore, MD - Flight Attendant PASSENGERS: Paul Ambrose, 32, Washington, DC - Physician Yeneneh Betru, 35, Burbank, CA M.J. Booth Bernard Brown, 11, Washington, DC Suzanne Calley, 42, San Martin, CA Employee of Cisco Systems, Inc William Caswell Sarah Clark, 65, Columbia, MD Sixth-Grade Teacher at Backus Middle School Asia Cottom, 11, Washington, DC James Debeuneure, 58, Upper Marlboro, MD Fifth-Grade Teacher at Ketcham Elementary School Rodney Dickens, 11, Washington, DC Eddie Dillard Charles Droz Barbara Edwards, 58, Las Vegas, NV Teacher at Palo Verde High School Charles S. Falkenberg, 45, University Park, MD Director of Research for ECOlogic Corporation Dana Falkenberg, University Park, MD Zoe Falkenberg, University Park, MD Joe Ferguson, Washington, DC Director of the National Geographic Society s Geography Education Outreach Program Wilson Budd Flagg, Millwood, VA Retired Navy Admiral and Retired American Airlines Pilot Dee Flagg Richard Gabriel Ian Gray, 55, Washington, DC President of a Health Care Consulting Firm Stanley Hall, 68, Rancho Palos Verdes, CA Bryan Jack, 48, Alexandria, VA Senior Executive at the Defense Department Steven D. Jake Jacoby, 43, Alexandria, VA Chief Operating Officer of Metrocall, Inc Ann Judge, 49, Virginia Travel Office Manager for the National Geographic Society Chandler Keller, 29, El Segundo, CA Boeing Propulsion Engineer Yvonne Kennedy Norma Khan Karen A. Kincaid, 40, Washington, DC - lawyer, Wiley Rein & Fielding Norma Langsteuerle Dong Lee Dora Menchaca, 45, Santa Monica, CA Associate Director of Clinical Research for a Biotech Firm Christopher Newton, 38, Anaheim, CA President & CEO of Work-Life Benefits Barbara Olson, 45, Washington, DC - TV Commentator and Lawyer Ruben Ornedo, 39, Los Angeles, CA Boeing Propulsion Engineer Robert Penniger, 63, Poway, CA Electrical Engineer with BAE Systems Lisa Raines, 42, Great Falls, VA Senior Vice President for Government Relations for Genzyme Todd Reuben, 40, Potomac, MD Tax & Business Lawyer John Sammartino Diane Simmons George Simmons Mari Rae Sopper, Santa Barbara, CA Women s Gymnastics Coach Robert Speisman, 47, Irvington, New York Hilda Taylor, Washington, DC Sixth Grade Teacher at Leckie Elementary School Leonard Taylor, Reston, VA Sandra Teague Leslie Whittington, 45, University Park, MD - Georgetown University professor John Yamnicky, 71, Waldorf, MD Vicki Yancey Shuyin Yang Yuguag Zheng United Airlines Flight 93, Newark, N.J., to San Francisco CREW: Lorraine G. Bay, Flight Attendant Sandra W. Bradshaw, 38, Greensboro, NC - Flight Attendant Jason Dahl, 43, Denver, Colorado Pilot Wanda A. Green, Flight Attendant Leroy Homer, 36 Marlton, NJ - First Officer Cee Cee Lyles, Fort Meyers FL - Flight Attendant Deborah A. Welsh, Flight Attendant PASSENGERS: Christian Adams Todd Beamer, 32, Cranbury, NJ Alan Beaven, 48, Oakland, CA - Lawyer with Berman DeValerio Pease Tabacco Burt & Pucillo Mark Bingham, 31, San Francisco, CA Deora Bodley, 20, Santa Clara, CA - University Student Marion Britton Thomas E. Burnett, Jr., 38, San Ramon, CA - Senior Vice President & COO of Thoratec Corp. William Cashman Georgine Corrigan Joseph DeLuca Patrick Driscoll Edward Felt, 41, Matawan, NJ Jane C. Folger Colleen Fraser Andrew Garcia Jeremy Glick, 31, West Milford, NJ Kristin Gould Lauren Grandcolas, San Rafael, CA - Sales worker at Good Housekeeping magazine Donald F. Greene, 52, Greenwich, CT Linda Gronlund Richard Guadagno, 38, Eureka, CA Toshiya Kuge Hilda Marcin, Budd Lake, NJ Waleska Martinez Nicole Miller Louis Nacke, 42, Upper Makefield Twp., PA, Kay-Bee Toys Donald Peterson, Spring Lake, NJ Mark Rothenberg Christine Snyder, 32, Kailua, Hawaii John Talignani Honor Wainio United Airlines Flight 175, Boston to Los Angeles CREW: Robert J. Fangman, Flight Attendant Michael Horrocks, First Officer Amy Jarret, 28, North Smithfield, RI - flight attendant Amy R. King, Flight Attendant Kathryn L. Laborie, Flight Attendant Alfred G. Marchand, 44, Alamogordo, NM - flight attendant Victor J. Saracini, 51, Yardley, PA - pilot Michael C. Tarrou, Flight Attendant Alicia N. Titus, 28, Flight Attendant PASSENGERS: Alona Avraham Garnet "Ace" Bailey, 53, Lynnfield, MA - director of pro scouting, Los Angeles Kings Mark Bavis, 31, West Newton, MA- Los Angeles Kings scout Graham Berkeley, 37, Wellesley, MA Touri Bolourchi, 69, Beverly Hills, CA Klaus Bothe, 31, Germany - Chief of Development, BCT Technology Ag Daniel Brandhorst, Los Angeles, CA - Lawyer for PriceWaterhouse David Brandhorst, Los Angeles, CA John Cahill, Wellesley, MA Christoffer Carstanjen, 33, Turner Falls, MA - University of Massachusetts John Corcoran, 44, Norwell, MA Merchant Marine Dorothy Dearaujo, 82, Long Beach, CA Gloria Debarrera Lisa Frost, 22, Rancho Santa Margarita, CA Ronald Gamboa, 33, Los Angeles, CA Lynn Goodchild, 25, Attleboro, MA Rev. Francis E. Grogan, 76, Easton, MA - Catholic Priest Carl Hammond, 37, Boston, MA Peter Hanson, 32, Groton, MA Susan Hanson, 35, Groton, MA Christine Hanson, Groton, MA Gerald Hardacre Eric Hartono James E. Hayden, 47, Westford, MA Chief Financial Officer of Netegrity, Inc Robert Jalbert, 61, Swampscott, MA Ralph Kershaw, 52, Manchester-by-the-Sea, MA Marine Surveyor Heinrich Kimmig, 43, Germany - Chairman & CEO of BCT Technology Ag Brian Kinney, 29, Lowell, MA Auditor for PriceWaterhouse Cooper Robert LeBlanc, 70, Lee, NH - Professor Emeritus of Geography, University of New Hampshire Maclovia "Joe" Lopez, Jr., 41, Norwalk, CA Marianne MacFarlane Louis Neil Mariani, 59, Derry, NH Ruth McCourt, 24, Westford, MA Juliana Valentine McCourt, New London, CT Wolfgang Menzel, 60, Germany Director of Human Resource for BCT Technology Ag Shawn Nassaney, 25, Pawtucket, RI Marie Pappalardo Patrick Quigley, 40, Wellesley, MA Partner at PriceWaterhouse Cooper Frederick Rimmele, Marblehead, MA Physician James M. Roux, 42, Portland, ME Jesus Sanchez, 45, Hudson, MA - off-duty flight attendant Kathleen Shearer, Dover, NH Robert Shearer, Dover, NH Jane Simpkin, 35, Wayland, MA Brian D. Sweeney, 38, Barnstable, MA Timothy Ward, 38, San Diego, CA - Rubios Restaurants Executive William Weems, Marblehead, MA - Commercial Producer